
8235 Caminito Santaluz Norte
Dbottom 20%4S Ranch, CA 92127Neighborhood: Santaluz
1 licensed short-term rental within ½ mile (0 whole home), from the cities' license and permit lists of Nov 11, 2026.
None of the 79 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$24,922/mo full cashflow at 20% down, 7.43% rate.
Works at $754,095 (81% under asking); even all cash loses money at asking.
Rent $8,366/mo from 11 leases of 4-bed houses within 2 mi ($8,126–$10,757).
Beds
4
Baths
4.5
Sqft
5,008
Year Built
2003
Days on Market
200
Property Type
Single Family
HOA/mo
$650
MLS ID
260009745SD
This property is in 4S Ranch (92127). View neighborhood stats →
About This Property
Welcome to the prestigious gated community of Santaluz, where tranquility, security, and natural beauty define everyday living. Ideally situated on the east side of the guarded gates, this stunning single-level estate is just a short walk to the Club, offering effortless access to world-class amenities. Set on more than two acres of meticulously manicured grounds, the property offers an extraordinary sense of privacy and serenity. Enjoy sweeping southwest views from the resort-style backyard. Featuring a luxurious stone pool and spa with Baja shelf, cascading waterfall, and an elevated lounge area perfect for sunset gatherings. The outdoor spaces are designed for year-round enjoyment with a wraparound covered patio, two private enclosed courtyards, elegant landscape lighting, a charming rose garden, and an outdoor kitchen ideal for entertaining. A vine-covered entry welcomes you into a light-filled interior defined by soaring ceilings and expansive windows that frame the spectacular backyard views. The pool and panoramic scenery serve as the focal point of the home, visible from the formal living and dining rooms, kitchen, family room, and private primary wing. The spacious chef’s kitchen flows seamlessly into the inviting family room, highlighted by Saltillo tile flooring, vaulted ceilings, and a cozy fireplace entertainment area. Thoughtfully designed with family living in mind, the home features multiple private wings. Two generously sized bedrooms with en-suite baths share a flexible living space perfect for children or teens. (See supplement for more.) Separated by a tranquil courtyard and dedicated office area. The office and additional bonus room could be optional bedrooms. The primary suite occupies its own wing and offers a private sitting area, 2 walk-in closet, views and access to the pool, and a private courtyard. On the opposite side of the home, a guest bedroom with its own en-suite bath provides comfort and privacy for visitors. Additional highlights include a newly installed zoned HVAC system, rich hardwood flooring, a dramatic slate tile entry, elegant coffered ceilings, 3 fireplaces, a large 4 car garage, 2 car side spaces, plus room for 6 more cars in the driveway, and more! All of this is just moments from the Hacienda Club at Santaluz, where residents enjoy access to the club, fitness center, pool, café, and miles of scenic hiking trails.
Mortgage Calculator
Est. Monthly Payment
$28,032
Location
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Zoned Schools
Elementary
Willow Grove Elementary · grades K-5 · Poway Unified
Middle
Black Mountain Middle · grades 6-8 · Poway Unified
High
Del Norte High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$8,366
Comp Average
$11,000
7946 Kathryn Crosby Ct
4bd / 4.5ba · 4,755 sqft · Single Family
$3.85M
Est. $12,536/mo
15566 Rising River Pl
5bd / 4ba · 5,129 sqft · Single Family
$3.49M
Est. $11,070/mo
8285 Top O The Morning Way
5bd / 6ba · 5,020 sqft · Single Family
$4.47M
Est. $11,833/mo
17253 Reflections Circle
5bd / 6ba · 4,960 sqft · Single Family
$3.85M
Est. $10,886/mo
17004 Rendezvous Cir
4bd / 4.5ba · 5,162 sqft · Single Family
$5.38M
Est. $8,676/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 4-bed houses within 2 mi · $8,126–$10,757
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$24,922/mo short at 20% down; +$32,366/mo rent closes it.
- Break-even price
- $754,095
- Break-even rent
- $40,732/mo
- Cashflow at 35% down
- −$20,756/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
81% under asking
$32,366/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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