7442 Rancho Cabrillo Trail
1 / 20

7442 Rancho Cabrillo Trail

D

4S Ranch, CA 92127

$3,998,888
NEW — 0d

Beds

6

Baths

5.5

Sqft

5,148

Year Built

2005

Days on Market

0

Property Type

Single Family

HOA/mo

$300

MLS ID

NDP2509376

This property is in 4S Ranch (92127). View neighborhood stats →

Virtual Tour

About This Property

An exceptional residence in the prestigious gated community of Mirasol, just moments from the charm and amenities of Santaluz. Set on over half an acre, this over 5,000 sq ft estate blends timeless design with thoughtful modern upgrades, creating a private retreat designed for elevated everyday living and seamless entertaining. Recently updated with beautiful new white oak hardwood flooring throughout and all-new custom kitchen cabinetry, the home feels fresh, refined, and move-in ready. At the heart of the home is a stunning open-concept kitchen and family room, where bi-folding glass doors open to a spectacular covered outdoor living area—complete with fireplace, built-in BBQ, media, ceiling-mounted heaters, and multiple seating and dining spaces for year-round enjoyment. The chef’s kitchen features a massive center island, high-end appliances, and double ovens, now complemented by its brand-new cabinetry for a clean, modern aesthetic. Upstairs, the primary suite is a tranquil escape with a spa-style steam shower, soaking tub, and a spacious walk-in closet. Outdoor amenities include a solar-heated saltwater pool and spa, lush mature landscaping, multiple entertaining zones, and a custom putting green by Back Nine Greens. The attached guest casita with a private entrance offers flexibility for long-term guests or multigenerational living. Additional features include an owned solar system, whole-home water filtration and softening, a two-car garage plus separate single-car garage, and location within the award-winning Poway Unified School District.

Mortgage Calculator

Est. Monthly Payment

$25,686

Principal & Interest$20,221
Property Tax$3,999
Insurance$1,166
HOA$300
%($799,778)
%

Location

Loading map...

Investment Score

0D
Est. Monthly Rent
$10,078
Monthly Cashflow

Rent − PITIA

$-15,607
Full Cashflow

Incl. vacancy, PM, maint, capex

$-21,258

Mortgage (P+I)
$20,221
Cap Rate
-0.31%
Cash-on-Cash
-31.90%
DSCR

Need ≥ 1.25 for DSCR loan

0.39
Break-even Rent
$37,686

NOI (Annual)
$-12,447
Price-to-Rent

Lower = better for investors

33.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator