7958 Lusardi Creek Lane
Ctop 80%4S Ranch, CA 92127Neighborhood: Del Sur
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 11, 2026.
None of the 130 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$8,122/mo full cashflow at 20% down, 7.43% rate.
Works at $437,400 (71% under asking), or at 99% down.
Rent $4,792/mo from 8 leases of 2–4 bed houses within 1 mi ($4,612–$4,891).
Beds
3
Baths
2
Sqft
1,604
Year Built
2017
Days on Market
0
Property Type
Single Family
HOA/mo
$330
MLS ID
NDP2610205
This property is in 4S Ranch (92127). View neighborhood stats →
About This Property
Welcome to Auberge at Del Sur, where resort-style amenities, an inviting neighborhood atmosphere, and effortless living come together in one of North County's most desirable gated 55+ communities. Nestled between Rancho Santa Fe and Santaluz, this beautifully designed single-story detached home offers the perfect opportunity to simplify your lifestyle without sacrificing comfort or style. An open, light-filled floor plan brings together the spacious high-ceiling great room, dining area, and thoughtfully appointed kitchen with its generous center island, stainless steel appliances, and convenient pull-out cabinetry. Elegant shutters, custom built-ins, and tasteful finishes add warmth and character throughout. A versatile additional room provides the perfect space for a home office, creative pursuits, or visiting guests. Step outside to your own private, low-maintenance retreat, ideal for morning coffee, relaxing afternoons, or evenings entertaining friends. Beyond your front door, discover a welcoming community filled with opportunities to stay active, make new friendships, and enjoy life to the fullest. Meet neighbors for pickleball or bocce ball, take a refreshing swim, unwind in the spa, or enjoy the clubhouse, fitness center, and community activities. Scenic walking trails, nearby shopping, dining, and additional Del Sur amenities add to the appeal. At Auberge, it's more than a beautiful place to live—it's a lifestyle you'll love coming home to!
Mortgage Calculator
Est. Monthly Payment
$10,566
Location
Loading map...
Zoned Schools
Elementary
Del Sur Elementary · grades K-5 · Poway Unified
Middle
Oak Valley Middle · grades 6-8 · Poway Unified
High
Del Norte High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,792
Comp Average
$4,910
17968 Cassia Pl
3bd / 2.5ba · 1,671 sqft · Single Family
$1.10M
Est. $5,031/mo
11112 Avenida De Los Lobos
3bd / 2.5ba · 1,810 sqft · Single Family
$1.19M
Est. $4,734/mo
15575 Canton Ridge Terrace
3bd / 3.5ba · 1,939 sqft · Single Family
$1.63M
Est. $5,876/mo
11459 Grassy Trail Dr
3bd / 2ba · 1,727 sqft · Single Family
$1.20M
Est. $4,154/mo
7875 Lusardi Creek Ln
3bd / 2ba · 1,553 sqft · Single Family
$1.50M
Est. $4,754/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 2–4 bed houses within 1 mi · $4,612–$4,891
Blended 50/50 with the zip's market median ($4,802)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$8,122/mo short at 20% down; 99% down or +$10,549/mo rent closes it.
- Break-even price
- $437,400
- Break-even rent
- $15,341/mo
- Cashflow at 35% down
- −$6,565/mo
- Down payment to break even
- 99%
- Rate to break even
- Not reachable
71% under asking
$10,549/mo above the estimate
$1,480,050 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator