17968 Cassia Pl
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17968 Cassia Pl

Ctop 80%

4S Ranch, CA 92127Neighborhood: Rancho Bernardo

$1,099,000
NEW — 0d
STR: check · no permits on this tract · TOT 11.75%

5 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 11, 2026.

None of the 37 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$4,657/mo full cashflow at 20% down, 7.43% rate.

Works at $492,623 (55% under asking), or at 82% down.

Rent $5,031/mo from 8 leases of 2–4 bed houses within 0.5 mi ($4,704–$6,078).

Beds

3

Baths

2.5

Sqft

1,671

Year Built

1987

Days on Market

0

Property Type

Single Family

HOA/mo

$90

MLS ID

260026764SD

This property is in 4S Ranch (92127). View neighborhood stats →

About This Property

CUL DE SAC | Serene Canyon Retreat | Remodeled Westwood Home | Poway Unified Schools | Low HOA | No Mello-Roos | Paid SOLAR Welcome to this beautifully remodeled home in the highly desirable Westwood community of RB, where peaceful canyon surroundings, modern upgrades, and an exceptional community lifestyle come together. Nestled in a tranquil setting within the award-winning Poway Unified School District, this home offers the perfect blend of turn-key convenience and comfortable family living. Step inside to discover a remodeled interior featuring an open-concept floor plan filled with natural light. Every bathroom has been tastefully updated, including a spa-inspired primary suite featuring a dual-sink vanity, custom walk-in shower, and spacious closet. Additional improvements include PAID solar, new dual pane window, jacuzzi, pergola, turf, 220 volt wiring, gas fire pit, AC throughout, luxury vinyl plank flooring, and modern recessed lighting throughout. Enjoy your own private, fenced backyard featuring mature fruit trees and peaceful peekaboo mountain views, creating the perfect setting to relax, entertain, or enjoy the Southern California sunshine. A low-maintenance front yard and attached two-car garage add to the home's everyday convenience. Location is everything, and Westwood HOA includes tennis, pool, spa, fitness center, playground, multipurpose room, lounge, and more. Families will appreciate the proximity to award-winning schools, including Westwood Elementary approximately 0.4 miles away, with Bernardo Heights Middle School and Rancho Bernardo High

Mortgage Calculator

Est. Monthly Payment

$7,615

Principal & Interest$6,105
Property Tax$1,099
Insurance$321
HOA$90
%($219,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Westwood Elementary · grades K-5 · Poway Unified

  • Middle

    Bernardo Heights Middle · grades 6-8 · Poway Unified

  • High

    Rancho Bernardo High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

22C
Est. Monthly Rent
$5,031

8 leases of 2–4 bed houses within 0.5 mi · $4,704–$6,078

Blended 50/50 with the zip's market median ($4,802)

Monthly Cashflow

Rent − PITIA

-$2,584
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,657

What would make this work?

$4,657/mo short at 20% down; 82% down or +$6,049/mo rent closes it.

Break-even price

55% under asking

$492,623
Break-even rent

$6,049/mo above the estimate

$11,080/mo
Cashflow at 35% down
−$3,513/mo
Down payment to break even

$901,180 cash

82%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,105
Cap Rate
1.86%
Cash-on-Cash
-25.43%
DSCR

Need ≥ 1.25 for DSCR loan

0.66

NOI (Annual)
$20,395
Price-to-Rent

Lower = better for investors

18.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,657/mo