11112 Avenida De Los Lobos

11112 Avenida De Los Lobos

Ctop 80%

4S Ranch, CA 92127

$1,190,000
NEW — 1d

Pass at asking: -$5,668/mo full cashflow at 20% down, 7.43% rate.

Works at $451,998 (62% under asking), or at 89% down.

Rent $4,710/mo from 8 leases of 3-bed houses within 1 mi ($4,066–$4,842).

Beds

3

Baths

3

Sqft

1,810

Year Built

1989

Days on Market

1

Property Type

Single Family

HOA/mo

$155

MLS ID

260026699SD

This property is in 4S Ranch (92127). View neighborhood stats →

About This Property

This two-story San Diego home features a kitchen with a center island, granite countertops, and stainless steel appliances, creating a well-equipped space for cooking and entertaining. A fireplace anchors the main living area, adding warmth and ambiance to the central gathering space, beneath vaulted ceilings with large windows. The primary bathroom includes double sinks for everyday convenience and a separate tub and shower. A patio extends the living space outdoors, creating ample room for relaxation and entertaining. An attached two-car garage completes this well-maintained residence with practical amenities and comfortable living spaces throughout every room.

Mortgage Calculator

Est. Monthly Payment

$8,303

Principal & Interest$6,611
Property Tax$1,190
Insurance$347
HOA$155
%($238,000)
%
Loan Term

Location

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Investment Score

12C
Est. Monthly Rent
$4,710

8 leases of 3-bed houses within 1 mi · $4,066–$4,842

Blended 50/50 with the zip's market median ($4,802)

Monthly Cashflow

Rent − PITIA

-$3,593
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,668

What would make this work?

$5,668/mo short at 20% down; 89% down or +$7,361/mo rent closes it.

Break-even price

62% under asking

$451,998
Break-even rent

$7,361/mo above the estimate

$12,071/mo
Cashflow at 35% down
−$4,428/mo
Down payment to break even

$1,059,100 cash

89%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,611
Cap Rate
1.19%
Cash-on-Cash
-28.58%
DSCR

Need ≥ 1.25 for DSCR loan

0.57

NOI (Annual)
$14,142
Price-to-Rent

Lower = better for investors

21.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,668/mo