
7635 Eads Ave #306
Dbottom 20%La Jolla, CA 92037
192 licensed short-term rentals within ½ mile (158 whole home), from the cities' license and permit lists of Nov 10, 2026.
No unit in this 24-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$7,064/mo full cashflow at 20% down, 7.43% rate.
Works at $355,274 (72% under asking), or at all cash.
Rent $4,339/mo from 1 lease in this building (±1 bed). Previously leased for $4,000.
Beds
2
Baths
2
Sqft
1,180
Year Built
1985
Days on Market
45
Property Type
Condo
HOA/mo
$612
MLS ID
260023481SD
This property is in La Jolla (92037). View neighborhood stats →
About This Property
Ideally positioned in the heart of the Village of La Jolla, this beautifully maintained two-bedroom, two-bathroom top-floor end unit offers a rare combination of privacy, natural light, ocean views, and an exceptional location. Enjoy sit-down Southwest-facing water views from the living area and private balcony, creating a serene setting to relax, entertain, and take in the coastal surroundings. The light-filled interior features an inviting and functional floor plan with porcelain tile flooring, laminate flooring in the bedrooms, plantation shutters, and abundant closet space throughout. The generous storage makes the home especially functional for both full-time living and a coastal getaway. A private balcony extends the living space outdoors and provides the perfect vantage point to enjoy the views and La Jolla’s coastal atmosphere. In-unit laundry adds everyday convenience. The residence includes one assigned underground parking space and an additional assigned storage locker in the garage, providing valuable space beach equipment, luggage, and personal belongings. Set just moments from La Jolla’s renowned beaches, restaurants, boutiques, galleries, and everyday conveniences, this prime Village location puts the best of La Jolla right outside your door. Whether enjoyed as a full-time residence, coastal retreat, or investment property. This is an exceptional opportunity to experience the quintessential La Jolla lifestyle in a highly desirable Village setting.
Mortgage Calculator
Est. Monthly Payment
$9,342
Location
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Zoned Schools
Elementary
La Jolla Elementary · grades K-5 · San Diego Unified
Middle
Muirlands Middle · grades 6-8 · San Diego Unified
High
La Jolla High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,339
Comp Average
$5,490
7811 Eads Ave
2bd / 2ba · 1,158 sqft · Condo
$1.15M
Est. $6,450/mo
4155 Executive Drive
2bd / 2ba · 1,102 sqft · Condo
$849K
Est. $4,079/mo
4165 Executive
2bd / 2ba · 1,102 sqft · Condo
$813K
Est. $3,676/mo
1115 Pearl
2bd / 2ba · 1,367 sqft · Condo
$1.20M
Est. $5,803/mo
220 Coast Blvd
2bd / 2ba · 1,194 sqft · Condo
$1.95M
Est. $7,441/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Previously leased for $4,000
1 lease in this building (±1 bed)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,064/mo short at 20% down; 100% down or +$9,174/mo rent closes it.
- Break-even price
- $355,274
- Break-even rent
- $13,513/mo
- Cashflow at 35% down
- −$5,736/mo
- Down payment to break even
- 100%
- Rate to break even
- Not reachable
72% under asking
$9,174/mo above the estimate
$1,275,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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