220 Coast Blvd #1B
Dbottom 20%La Jolla, CA 92037
122 licensed short-term rentals within ½ mile (101 whole home), from the cities' license and permit lists of Nov 11, 2026.
No unit in this 37-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$11,222/mo full cashflow at 20% down, 7.43% rate.
Works at $488,924 (75% under asking); even all cash loses money at asking.
Rent $7,441/mo from 2 leases in this building (±1 bed).
Beds
2
Baths
2
Sqft
1,194
Year Built
2002
Days on Market
147
Property Type
Condo
HOA/mo
$1,974.03
MLS ID
260014588SD
This property is in La Jolla (92037). View neighborhood stats →
About This Property
The sounds of the surf will lull you to dreamy sleep in this sleek, immaculate BEACHFRONT residence with whitewater views. Awash with light, this turnkey perfect welcome within steps to upscale Village shops, schools, boutiques, and parks offers an easy sea-breeze lifestyle for the primary or vacation homeowner, right in the finest location for enjoying everything "La Jolla." Blue sea is enjoyed from your kitchen and breakfast bar, while common areas with magnificent panoramic views offer plenty of opportunities to dine and entertain al fresco. With the sand just a stairway away, the marine environment gives you rare and privileged access to endless wildlife migrations, including birds and whales as well as surfers and others enjoying the sunshine and world-class "Green Flash" sunsets. Move right in. We're envious already.
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Est. Monthly Payment
$15,326
Location
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Zoned Schools
Elementary
La Jolla Elementary · grades K-5 · San Diego Unified
Middle
Muirlands Middle · grades 6-8 · San Diego Unified
High
La Jolla High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$7,441
Comp Average
$5,309
1115 Pearl
2bd / 2ba · 1,367 sqft · Condo
$1.20M
Est. $5,803/mo
404 Bonair Street
3bd / 2ba · 1,252 sqft · Condo
$1.63M
Est. $6,204/mo
7635 Eads Ave
2bd / 2ba · 1,180 sqft · Condo
$1.27M
Est. $4,339/mo
6710 La Jolla Blvd
2bd / 2ba · 1,131 sqft · Condo
$2.10M
Est. $4,718/mo
2130 Vallecitos
2bd / 2ba · 1,323 sqft · Condo
$1.90M
Est. $5,481/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
2 leases in this building (±1 bed)
Thin data: only 2 leases behind this number.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$11,222/mo short at 20% down; +$14,573/mo rent closes it.
- Break-even price
- $488,924
- Break-even rent
- $22,014/mo
- Cashflow at 35% down
- −$9,190/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
75% under asking
$14,573/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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