7576 Northern Lights

7576 Northern Lights

D

4S Ranch, CA 92127

$6,450,000

Beds

5

Baths

5.5

Sqft

7,573

Year Built

2015

Days on Market

69

Property Type

Single Family

HOA/mo

$650

MLS ID

260001929SD

Description

Exquisite custom Santaluz retreat with top of the line finishes, built in 2015. This single-level masterpiece boasts an open, light-filled floor plan with soaring ceilings, five bedrooms, a private office, and a game room. Host unforgettable movie nights in the theater, create in the craft space, or welcome guests to the charming casita with full kitchenette. Outdoors, a resort-style pool and seamless indoor–outdoor living define effortless coastal entertaining and refined luxury. HACIENDA CLUB MEMBERSHIP INCLUDED OR CREDIT AT BUYERS PREFERENCE. Experience unparalleled Santaluz elegance in this stunning custom-built home with luxurious finishes, completed in 2015. This single-level masterpiece showcases an open, sun-drenched floor plan with soaring ceilings, five spacious bedrooms, a private office, and a versatile game room. Host cinematic evenings in the dedicated theater, indulge creativity in the craft space, or welcome guests in the charming detached casita with a bedroom and full kitchenette. Expansive doors invite seamless indoor–outdoor living, opening to a resort-style pool and meticulously designed backyard, perfect for entertaining or savoring tranquil moments in style. HACIENDA CLUB MEMBERSHIP INCLUDED OR CREDIT AT BUYERS PREFERENCE. Members of Santaluz enjoy world-class amenities, including a Reese Jones–designed championship golf course, a luxurious clubhouse, sparkling pools, and multiple recreational areas, all within a gated community offering 24-hour security. Conveniently located near top-rated schools, this home harmoniously blends refined living, modern comfort, and lifestyle convenience. Every detail reflects timeless design and thoughtful craftsmanship, creating a rare opportunity to experience serene luxury in one of San Diego’s most coveted addresses. Schedule a private tour today and immerse yourself in this extraordinary retreat.

Mortgage Calculator

Est. Monthly Payment

$41,596

Principal & Interest$32,615
Property Tax$6,450
Insurance$1,881
HOA$650
%($1,290,000)
%

Investment Score

0D
Est. Monthly Rent
$9,961
Monthly Cashflow

Rent − PITIA

$-31,635
Full Cashflow

Incl. vacancy, PM, maint, capex

$-39,301

Mortgage (P+I)
$32,615
Cap Rate
-1.24%
Cash-on-Cash
-36.56%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.24
Break-even Rent
$61,001

NOI (Annual)
$-80,232
Price-to-Rent

Lower = better for investors

54.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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