7545 Top O' The Morning
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7545 Top O' The Morning

C

4S Ranch, CA 92127

$5,150,000
NEW — 2d

Beds

4

Baths

4.5

Sqft

6,523

Year Built

2022

Days on Market

2

Property Type

Single Family

HOA/mo

$800

MLS ID

NDP2605509

This property is in 4S Ranch (92127). View neighborhood stats →

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About This Property

• 2022 Custom Estate • Preserve & Sunset Views • 6,523 SF | 4BR + Office + Game Room • Rim-Flow Pool & Spa • 800-Bottle Wine Cellar. This extraordinary estate offers a combination of privacy, sophistication, and resort-style living. Completed in 2022, the residence showcases exceptional craftsmanship, timeless design, and breathtaking sunset views. Designed for both entertaining and comfortable everyday living, the home is filled with natural light and seamlessly blends indoor and outdoor spaces. Exposed solid wood beams, hardwood flooring, and custom Alder cabinetry, create a warm and refined aesthetic. Disappearing pocket doors to a covered outdoor living room complete with a fireplace, outdoor kitchen, and Wolf BBQ, creating an ideal setting for year-round enjoyment. The chef's kitchen is appointed with Brazilian quartzite countertops, eight-burner Wolf range with an infrared grill, dual dishwashers and custom wet bar with built-in kegerator, and temperature controlled 800 Bottle wine cellar. The flexible floor plan, features a private office, a bedroom suite on the main level, and spacious upstairs accommodations including a luxurious primary retreat, two additional ensuite bedrooms, and a versatile game room with balcony overlooking the scenic surroundings. The resort-inspired grounds offer a stunning PebbleTec rim-flow pool and spa, complemented by raised fire features, an outdoor kitchen, fireplace, all with unobstructed western views over the preserve beyond. Highlights include an owned solar system, and a four-car garage configuration, including a Tesla charger, while the detached insulated two-car garage is pre-wired for an EV charger or a/c, offering endless flexibility as a gym or flex bonus space. The Crosby offers optional membership levels to the award-winning 18-hole golf course, with a complete sports center with pool, tennis, and pickleball courts, casual and fine dining options. Located within the top-rated Solana Beach Elementary and San Dieguito High School District.

Mortgage Calculator

Est. Monthly Payment

$33,493

Principal & Interest$26,041
Property Tax$5,150
Insurance$1,502
HOA$800
%($1,030,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,653
Monthly Cashflow

Rent − PITIA

$-25,840
Full Cashflow

Incl. vacancy, PM, maint, capex

$-31,892

Mortgage (P+I)
$26,041
Cap Rate
-1.36%
Cash-on-Cash
-37.16%
DSCR

Need ≥ 1.25 for DSCR loan

0.23
Break-even Rent
$49,071

NOI (Annual)
$-70,210
Price-to-Rent

Lower = better for investors

56.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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