14567 Arroyo Hondo
1 / 20

14567 Arroyo Hondo

D

4S Ranch, CA 92127

$3,295,000
NEW — 1d

Soft Appraisal Value: $3,181,600 · 3.6% above estimate

Beds

5

Baths

4.5

Sqft

5,039

Year Built

2004

Days on Market

1

Property Type

Single Family

HOA/mo

$455

MLS ID

NDP2604469

This property is in 4S Ranch (92127). View neighborhood stats →

Virtual Tour

About This Property

Nestled behind the gates of the exclusive Santa Monica community, this thoughtfully upgraded residence offers a rare blend of elevated design, modern efficiency, and effortless indoor-outdoor living. Santa Monica is known for its quiet streets, privacy, and limited turnover. Spanning over 5,000 square feet, the 5 bedroom/4.5 bath home features a highly functional and well-designed floor plan where every space is thoughtfully utilized—offering both comfort for everyday living and flexibility for entertaining. The layout lives seamlessly, with generous living areas, well-proportioned bedrooms, and a natural flow that feels both open and intentional. Extensively improved with over $100,000 in high-quality upgrades, the home has been meticulously enhanced throughout. Expansive La Cantina doors create a seamless connection to the outdoor living spaces, where a custom patio, pavers, and lush new landscaping set the stage for year-round enjoyment. The pool and spa have been upgraded with a Jandy JXI 400 heater, iAquaLink smart system, and new pump, offering a true resort-style experience at home. Positioned to capture exceptional privacy, the backyard benefits from no neighbors directly behind and no visible power lines—creating a clean, open backdrop that is increasingly rare and highly desirable. Inside, thoughtful system upgrades include an owned, fully paid SunPower solar system (30 panels), updated electrical, Nest thermostats, enhanced HVAC performance, and integrated smart home features. Additional interior enhancements such as new ceiling speakers and refined improvements throughout further elevate the living experience, creating a home that is truly move-in ready. Located within the award-winning Poway Unified School District and just minutes from top-rated schools, shopping, dining, and coastal access, this home presents a rare opportunity to live in one of North County San Diego’s most sought-after gated communities. The Santa Monica community has wonderful amenities including gate-guarded entry, barbecue grills, tennis courts, pickleball, playground, basketball, sand volleyball, large swimming pool, gym, hiking trails, horse trails and more.

Mortgage Calculator

Est. Monthly Payment

$21,372

Principal & Interest$16,661
Property Tax$3,295
Insurance$961
HOA$455
%($659,000)
%

Location

Loading map...

Investment Score

1D
Est. Monthly Rent
$10,060
Monthly Cashflow

Rent − PITIA

$-11,312
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,372

Mortgage (P+I)
$16,661
Cap Rate
0.11%
Cash-on-Cash
-29.81%
DSCR

Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$31,322

NOI (Annual)
$3,472
Price-to-Rent

Lower = better for investors

27.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator