14442 Rancho Del Prado Trail
1 / 20

14442 Rancho Del Prado Trail

D

4S Ranch, CA 92127

$3,595,000
NEW — 6d

Soft Appraisal Value: $3,447,800 · 4.3% above estimate

Beds

5

Baths

5.5

Sqft

5,148

Year Built

2004

Days on Market

6

Property Type

Single Family

HOA/mo

$300

MLS ID

260013276SD

This property is in 4S Ranch (92127). View neighborhood stats →

Virtual Tour

About This Property

Welcome to one of the largest and most desirable homes in the gated Mirasol community. Situated on a premier corner lot at the end of a quiet cul-de-sac, this exceptional residence offers the largest floor plan in the neighborhood, combining space, functionality, and abundant natural light throughout. Designed for comfortable living and effortless entertaining, the home features a remodeled kitchen, paid solar, a full bed and bath on the main level, 3-car garage, and casita complete with its own private entrance, large covered balcony, full bathroom and walk-in closet—perfect for guests, multigenerational living, or a private home office. The expansive backyard is a true retreat, featuring a sparkling pool and spa, outdoor kitchen, and generous entertaining areas. Inside, multiple living spaces, spacious bedrooms, and a versatile layout provide flexibility for various lifestyles. Ideally located near premier golf, shopping, dining, scenic trails, top-rated schools, and San Diego’s renowned coastal amenities, this home offers a combination of privacy, scale, and convenience. A unique opportunity in one of North County San Diego’s most sought-after gated communities—this is a home you won’t want to miss.

Mortgage Calculator

Est. Monthly Payment

$23,122

Principal & Interest$18,178
Property Tax$3,595
Insurance$1,049
HOA$300
%($719,000)
%

Location

Loading map...

Investment Score

2D
Est. Monthly Rent
$11,112
Monthly Cashflow

Rent − PITIA

$-12,010
Full Cashflow

Incl. vacancy, PM, maint, capex

$-17,562

Mortgage (P+I)
$18,178
Cap Rate
0.21%
Cash-on-Cash
-29.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$33,920

NOI (Annual)
$7,397
Price-to-Rent

Lower = better for investors

27.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator