746 Miravar Place Lot 10

Ctop 80%

Vista, CA 92081

$1,141,839

NEW — 1d

Pass at asking: -$5,082/mo full cashflow at 20% down, 7.43% rate.

Works at $480,205 (58% under asking), or at 85% down.

Rent $5,156/mo from 8 leases of 4-bed houses within 2 mi ($4,767–$5,100).

Beds

Baths

Sqft

2,321

Year Built

2026

Days on Market

Property Type

Single Family

HOA/mo

$282

MLS ID

260026714SD

This property is in Vista (92081). View neighborhood stats →

About This Property

Plan 1 at Miravar is a two-story home featuring four bedrooms, three bathrooms and a two-bay garage. You'll enjoy a spacious open-concept kitchen, a great room perfect for streaming your favorite shows and a retreat-like primary suite on the second floor with a luxurious bath and walk-in closet. A generous loft and two more bedrooms upstairs offer more privacy for the whole family and a convenient laundry room for your convenience.

Mortgage Calculator

Est. Monthly Payment

$8,100

Principal & Interest$6,343

Property Tax$1,142

Insurance$333

HOA$282

Down Payment

%($228,368)

Interest Rate

Loan Term

Location

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Comparable Properties

5 comps found

This Property

$5,156

Comp Average

$4,852

742 Miravar Place Lot 9

5bd / 3ba · 2,435 sqft · Single Family

$1.04M

Est. $4,898/mo

1175 La Tortuga Drive

4bd / 3ba · 2,121 sqft · Single Family

$999K

Est. $4,283/mo

1034 Via Reata

3bd / 2ba · 2,445 sqft · Single Family

$1.25M

Est. $5,131/mo

726 Miravar Place Lot 5

5bd / 3ba · 2,435 sqft · Single Family

$1.19M

Est. $5,133/mo

1873 Paseo Del Lago

5bd / 3ba · 2,297 sqft · Single Family

$1.20M

Est. $4,814/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

16C

Est. Monthly Rent

$5,156

8 leases of 4-bed houses within 2 mi · $4,767–$5,100

Blended 50/50 with the zip's market median ($5,332)

Monthly Cashflow

Rent − PITIA

-$2,944

Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,082

What would make this work?

$5,082/mo short at 20% down; 85% down or +$6,600/mo rent closes it.

Break-even price: $480,205
Break-even rent: $11,756/mo
Cashflow at 35% down: −$3,892/mo
Down payment to break even: 85%
Rate to break even: Not reachable

Mortgage (P+I)

$6,343

Cap Rate

1.60%

Cash-on-Cash

-26.70%

DSCR

Need ≥ 1.25 for DSCR loan

0.64

NOI (Annual)

$18,235

Price-to-Rent

Lower = better for investors

18.5

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,082/mo