742 Miravar Place Lot 9 #Lot 9

742 Miravar Place Lot 9 #Lot 9

Ctop 80%

Vista, CA 92081

$1,037,000
STR: check · HOA rules unknown · TOT 10%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$4,475/mo full cashflow at 20% down, 7.43% rate.

Works at $454,286 (56% under asking), or at 83% down.

Rent $4,898/mo from 11 leases of 4–6 bed houses within 2 mi ($4,749–$5,250).

Beds

5

Baths

3

Sqft

2,435

Year Built

2026

Days on Market

109

Property Type

Single Family

HOA/mo

$282

MLS ID

260018048SD

This property is in Vista (92081). View neighborhood stats →

Virtual Tour

About This Property

Step into this brand-new 2026 Tri Pointe Homes residence, where modern design, flexible living spaces, and everyday convenience come together beautifully. Offering approximately 2,435 sq. ft., this thoughtfully designed two-story home features 5 bedrooms, 3 bathrooms, and a spacious two-bay garage, providing room for every stage of life. A welcoming foyer leads to a private first-floor bedroom and full bathroom—ideal for guests, multigenerational living, or a dedicated home office. The heart of the home is an open-concept great room that seamlessly connects to the dining area and chef-inspired kitchen, complete with a large center island that's perfect for meal preparation, entertaining, and gathering with family and friends. Upstairs, a versatile loft offers endless possibilities as a media room, home office, fitness space, or playroom. The luxurious primary suite serves as a peaceful retreat with a spa-inspired bathroom and an oversized walk-in closet. Three additional bedrooms, a full bathroom, and a conveniently located upstairs laundry room complete the second level. Outside, enjoy the opportunity to personalize your low-maintenance backyard, creating the outdoor living space you've always envisioned while spending less time on upkeep and more time enjoying your home. Location is everything, and this home delivers. Conveniently situated in Vista just off Melrose Drive and less than one mile from Highway

Mortgage Calculator

Est. Monthly Payment

$7,382

Principal & Interest$5,761
Property Tax$1,037
Insurance$302
HOA$282
%($207,400)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Breeze Hill Elementary · grades K-5 · Vista Unified

  • Middle

    Madison Middle · grades 6-8 · Vista Unified

  • High

    Rancho Buena Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

23C
Est. Monthly Rent
$4,898

11 leases of 4–6 bed houses within 2 mi · $4,749–$5,250

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,484
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,475

What would make this work?

$4,475/mo short at 20% down; 83% down or +$5,811/mo rent closes it.

Break-even price

56% under asking

$454,286
Break-even rent

$5,811/mo above the estimate

$10,709/mo
Cashflow at 35% down
−$3,394/mo
Down payment to break even

$860,710 cash

83%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,761
Cap Rate
1.77%
Cash-on-Cash
-25.89%
DSCR

Need ≥ 1.25 for DSCR loan

0.66

NOI (Annual)
$18,374
Price-to-Rent

Lower = better for investors

17.6

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,475/mo