726 Miravar Place Lot 5
1 / 5

726 Miravar Place Lot 5

Ctop 80%

Vista, CA 92081

$1,187,000
NEW — 0d
STR: check · HOA rules unknown · TOT 10%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$5,446/mo full cashflow at 20% down, 7.43% rate.

Works at $477,944 (60% under asking), or at 87% down.

Rent $5,133/mo from 11 leases of 4–6 bed houses within 2 mi ($4,749–$5,250).

Beds

5

Baths

3

Sqft

2,435

Year Built

2026

Days on Market

0

Property Type

Single Family

HOA/mo

$282

MLS ID

260026346SD

This property is in Vista (92081). View neighborhood stats →

About This Property

Plan 2 at Miravar offers modern, two-story living with five bedrooms, three bathrooms, and a two-bay garage. Just off the foyer, a convenient downstairs bedroom and full bathroom provide a welcoming space for guests. The home opens into a spacious great room and kitchen, where everyday living and entertaining come together. Gather for the big game or serve up your favorite meals around the generous kitchen island. A walk-in pantry keeps ingredients and essentials within easy reach. Upstairs, retreat to your primary suite, complete with an adjoining bathroom and walk-in closet. Three additional bedrooms and a full bathroom offer space for family, guests, or a home office.

Mortgage Calculator

Est. Monthly Payment

$8,409

Principal & Interest$6,594
Property Tax$1,187
Insurance$346
HOA$282
%($237,400)
%
Loan Term

Location

Loading map...

Investment Score

14C
Est. Monthly Rent
$5,133

11 leases of 4–6 bed houses within 2 mi · $4,749–$5,250

Monthly Cashflow

Rent − PITIA

-$3,276
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,446

What would make this work?

$5,446/mo short at 20% down; 87% down or +$7,073/mo rent closes it.

Break-even price

60% under asking

$477,944
Break-even rent

$7,073/mo above the estimate

$12,206/mo
Cashflow at 35% down
−$4,210/mo
Down payment to break even

$1,032,690 cash

87%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,594
Cap Rate
1.42%
Cash-on-Cash
-27.53%
DSCR

Need ≥ 1.25 for DSCR loan

0.61

NOI (Annual)
$16,859
Price-to-Rent

Lower = better for investors

19.3

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$5,446/mo