1034 Via Reata

1034 Via Reata

Ctop 80%

Vista, CA 92081

$1,250,000
NEW — 0d

Pass at asking: -$6,020/mo full cashflow at 20% down, 7.43% rate.

Works at $466,181 (63% under asking), or at 90% down.

Rent $4,650/mo from 20 leases of 2–4 bed houses within 2 mi ($4,755–$5,166).

Beds

3

Baths

2

Sqft

2,445

Year Built

2000

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2610096

This property is in Vista (92081). View neighborhood stats →

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About This Property

Extraordinary and spacious single story home in west Vista. Expanded, maintained, and thoughtfully upgraded by the original owners. Private cul-de-sac lot, NO HOA and NO MELLO-ROOS. Formal living and dining rooms, large family room with fireplace, laundry room, attached 3-car garage. Custom remodeled and extended island kitchen opens to family room creating great room. Central AC, plantation shutters, custom built-ins. Dramatic vaulted ceilings. Remodeled bathrooms including spa-like primary bath. Relax and unwind in the incredibly private rear yard with patio and fire pit. Last single story in neighborhood just sold for $1,350,000! Come take a look at this move-in ready gem today!

Mortgage Calculator

Est. Monthly Payment

$8,559

Principal & Interest$6,944
Property Tax$1,250
Insurance$365
%($250,000)
%
Loan Term

Location

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Investment Score

11C
Est. Monthly Rent
$4,650

20 leases of 2–4 bed houses within 2 mi · $4,755–$5,166

Blended 50/50 with the zip's market median ($4,276)

Monthly Cashflow

Rent − PITIA

-$3,909
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,020

What would make this work?

$6,020/mo short at 20% down; 90% down or +$7,819/mo rent closes it.

Break-even price

63% under asking

$466,181
Break-even rent

$7,819/mo above the estimate

$12,469/mo
Cashflow at 35% down
−$4,718/mo
Down payment to break even

$1,125,000 cash

90%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,944
Cap Rate
1.11%
Cash-on-Cash
-28.90%
DSCR

Need ≥ 1.25 for DSCR loan

0.54

NOI (Annual)
$13,876
Price-to-Rent

Lower = better for investors

22.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,020/mo