730 Breeze Hill Road #230
1 / 20

730 Breeze Hill Road #230

Ctop 80%

Vista, CA 92081

$745,000
STR: check · HOA rules unknown · TOT 10%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$3,488/mo full cashflow at 20% down, 7.43% rate.

Works at $290,800 (61% under asking), or at 88% down.

Rent $3,445/mo from 8 leases of 2–4 bed condos & townhomes within 1 mi ($2,729–$3,292).

Beds

3

Baths

3

Sqft

1,336

Year Built

1990

Days on Market

47

Property Type

Townhouse

HOA/mo

$419

MLS ID

NDP2608932

This property is in Vista (92081). View neighborhood stats →

Virtual Tour

About This Property

Stunning, completely remodeled end unit townhome in the highly desirable Charlemont community in Shadowridge. Beautifully upgraded from top to bottom with exceptional attention to detail and the highest level of finishes, this gorgeous 3-bedroom, 3-full-bath home offers luxury living in an ideal Vista location. The spectacular designer kitchen features exquisite quartzite countertops, upgraded white oak cabinetry, stainless steel appliances, and recessed lighting. The bright, open floor plan is flooded with natural light from expansive windows and sliding glass doors, while beautiful luxury vinyl plank flooring flows throughout the home. Upstairs, you'll find two beautifully remodeled luxury bathrooms featuring designer showers, premium fixtures, and bidet toilets. Additional highlights include dual-pane windows, central air conditioning and heating, and an attached 2-car garage with a newly installed Tesla charger. Every detail of this home has been thoughtfully upgraded, creating a truly turnkey property that's ready for its next owner. Enjoy resort-style living in the pet-friendly Charlemont community, featuring two swimming pools, a clubhouse, and beautifully maintained landscaping. HOA dues include water, sewer, and trash. Ideally situated near shopping, restaurants, parks, schools, the farmers market, and convenient access to Highway 78.

Mortgage Calculator

Est. Monthly Payment

$5,520

Principal & Interest$4,139
Property Tax$745
Insurance$217
HOA$419
%($149,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Breeze Hill Elementary · grades K-5 · Vista Unified

  • Middle

    Madison Middle · grades 6-8 · Vista Unified

  • High

    Rancho Buena Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

28C
Est. Monthly Rent
$3,445

8 leases of 2–4 bed condos & townhomes within 1 mi · $2,729–$3,292

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,075
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,488

What would make this work?

$3,488/mo short at 20% down; 88% down or +$4,530/mo rent closes it.

Break-even price

61% under asking

$290,800
Break-even rent

$4,530/mo above the estimate

$7,975/mo
Cashflow at 35% down
−$2,712/mo
Down payment to break even

$655,600 cash

88%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,139
Cap Rate
1.33%
Cash-on-Cash
-28.09%
DSCR

Need ≥ 1.25 for DSCR loan

0.62

NOI (Annual)
$9,877
Price-to-Rent

Lower = better for investors

18.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$3,488/mo