
926 Lupine Hills Drive #15
Btop 30%Vista, CA 92081
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$2,443/mo full cashflow at 20% down, 7.36% rate.
Works at $239,341 (57% under asking), or at 84% down.
Rent $3,077/mo from 4 leases of 2-bed condos & townhomes in 92081 ($2,852–$3,317).
Beds
2
Baths
2
Sqft
1,156
Year Built
1982
Days on Market
144
Property Type
Condo
HOA/mo
$540
MLS ID
SW26134995
This property is in Vista (92081). View neighborhood stats →
About This Property
Welcome to this updated 2-bed, 2-bath condo offering comfort, style, and an ideal location in Shadowridge, in the heart of Vista. Home has 1,156 sq ft of living space, a private 1-car garage and located on the first floor in a prime spot! Step inside to a bright and airy floor plan featuring a spacious living room with 9 foot ceilings spreading abundant natural light, tile flooring, neutral paint and seamless access to the outdoor patio — perfect for morning coffee or relaxing evenings. The updated kitchen offers white cabinets, stainless steel appliances, ample storage, generous counter space with breakfast bar and a functional layout that opens nicely to the dining area. The bedrooms are generously sized with laminate flooring, ceiling fans and the Master has an en-suite bathroom with a huge mirrored closet. The second bedroom provides flexibility for a guest room, office, or personal retreat. There is also an inside laundry area, storage closet and thoughtful touches that make the home feel inviting and move-in ready. Conveniently located just minutes from shopping, dining, parks, highly rated schools, and major freeways for easy commuting.
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Est. Monthly Payment
$4,346
Location
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Zoned Schools
Elementary
Breeze Hill Elementary · grades K-5 · Vista Unified
Middle
Madison Middle · grades 6-8 · Vista Unified
High
Rancho Buena Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,077
Comp Average
$2,792
1953 Wellington Ln
2bd / 1.5ba · 863 sqft · Condo
$486K
Est. $2,735/mo
1050 La Tortuga Drive
2bd / 1.5ba · 874 sqft · Condo
$480K
Est. $2,577/mo
1091 Shadowridge Drive
2bd / 1ba · 865 sqft · Condo
$512K
Est. $2,611/mo
1095 Shadowridge Drive
1bd / 1ba · 865 sqft · Condo
$520K
Est. $2,483/mo
730 Breeze Hill Road
3bd / 3ba · 1,336 sqft · Townhouse
$735K
Est. $3,553/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
4 leases of 2-bed condos & townhomes in 92081 · $2,852–$3,317
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,443/mo short at 20% down; 84% down or +$3,172/mo rent closes it.
- Break-even price
- $239,341
- Break-even rent
- $6,249/mo
- Cashflow at 35% down
- −$1,864/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
57% under asking
$3,172/mo above the estimate
$469,560 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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