1525 Wildgrove Ave
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1525 Wildgrove Ave

Ctop 80%

Vista, CA 92081

$935,000
STR: check · HOA rules unknown · TOT 10%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$4,175/mo full cashflow at 20% down, 7.43% rate.

Works at $391,458 (58% under asking), or at 85% down.

Rent $4,107/mo from 4 leases of 3-bed condos & townhomes in 92081 ($4,083–$4,214).

Beds

3

Baths

2.5

Sqft

1,822

Year Built

2019

Days on Market

94

Property Type

Condo

HOA/mo

$156

MLS ID

PTP2606039

This property is in Vista (92081). View neighborhood stats →

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About This Property

2.79% Assumable VA Loan Opportunity! Built in 2019, this energy-efficient detached condominium features 3 bedrooms and 2.5 bathrooms, along with a desirable open-concept layout that seamlessly blends smart-home technology with sustainable living. The main level features a stunning gourmet kitchen with granite countertops, large island, and Wi-Fi-enabled appliances, all overlooking the spacious dining and living areas. Sliders extend the living space outdoors to a peaceful backyard with no rear neighbors. Upstairs, the spacious primary suite provides a private retreat complete with a relaxing ensuite bathroom. Two additional bedrooms, a full bathroom, and a dedicated laundry room. Energy-conscious buyers will appreciate the fully owned solar system with additional battery backup, offering greater energy efficiency and independence. The Puronics whole-home water system delivers clean, conditioned water for a healthier lifestyle while helping safeguard your home’s appliances. Combining smart technology, sustainable living, and an excellent location near shopping, dining, parks, schools, and commuter routes, this turnkey residence is as intelligent as it is beautiful.

Mortgage Calculator

Est. Monthly Payment

$6,558

Principal & Interest$5,194
Property Tax$935
Insurance$273
HOA$156
%($187,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Breeze Hill Elementary · grades K-5 · Vista Unified

  • Middle

    Madison Middle · grades 6-8 · Vista Unified

  • High

    Rancho Buena Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

24C
Est. Monthly Rent
$4,107

4 leases of 3-bed condos & townhomes in 92081 · $4,083–$4,214

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,451
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,175

What would make this work?

$4,175/mo short at 20% down; 85% down or +$5,422/mo rent closes it.

Break-even price

58% under asking

$391,458
Break-even rent

$5,422/mo above the estimate

$9,529/mo
Cashflow at 35% down
−$3,201/mo
Down payment to break even

$794,750 cash

85%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,194
Cap Rate
1.57%
Cash-on-Cash
-26.79%
DSCR

Need ≥ 1.25 for DSCR loan

0.63

NOI (Annual)
$14,695
Price-to-Rent

Lower = better for investors

19.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,175/mo