6878 Navajo Road #78
Ctop 80%San Diego, CA 92119
9 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 63-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,007/mo full cashflow at 20% down, 7.36% rate.
Works at $116,873 (69% under asking), or at 97% down.
Rent $2,004/mo from 8 leases of studio–2 bed condos & townhomes within 0.5 mi ($1,900–$2,144).
Beds
1
Baths
1
Sqft
654
Year Built
1970
Days on Market
78
Property Type
Condo
HOA/mo
$650
MLS ID
PTP2606526
This property is in San Diego (92119). Browse neighborhood analytics →
About This Property
Seller offering 2-1 Interest % Buy down on this Beautiful, one-bedroom, one-bath with BONUS ROOM home that creates valuable extra space for a home office, den, creative space, or whatever best fits your needs. Welcome to this well-located San Carlos condo offering a comfortable layout Features fresh interior paint that creates valuable extra space. Enjoy a private balcony and a community setting surrounded by mature landscaping, with access to a pool, spa, clubhouse, and other amenities. Conveniently located near Lake Murray, Mission Trails, Cowles Mountain, SDSU, shopping, dining, and everyday essentials, with easy access to major freeways. A great opportunity to make this San Carlos condo your own.
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Est. Monthly Payment
$3,234
Location
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Zoned Schools
Elementary
Dailard Elementary · grades K-5 · San Diego Unified
Middle
Pershing Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,004
Comp Average
$2,266
8665 Lake Murray Blvd
1bd / 1ba · 610 sqft · Condo
$352K
Est. $2,003/mo
7838 Cowles Mountain Ct
1bd / 1ba · 724 sqft · Condo
$329K
Est. $2,055/mo
6878 Navajo Rd
2bd / 1ba · 836 sqft · Condo
$389K
Est. $2,324/mo
6446 Bell Bluff Avenue
2bd / 1ba · 806 sqft · Townhouse
$500K
Est. $2,546/mo
6576 Bell Bluff Ave
2bd / 1ba · 806 sqft · Townhouse
$545K
Est. $2,404/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of studio–2 bed condos & townhomes within 0.5 mi · $1,900–$2,144
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,007/mo short at 20% down; 97% down or +$2,607/mo rent closes it.
- Break-even price
- $116,873
- Break-even rent
- $4,611/mo
- Cashflow at 35% down
- −$1,615/mo
- Down payment to break even
- 97%
- Rate to break even
- Not reachable
69% under asking
$2,607/mo above the estimate
$368,115 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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