
6446 Bell Bluff Avenue
Btop 30%San Diego, CA 92119
3 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 3, 2026.
No unit in this 80-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,384/mo full cashflow at 20% down, 7.49% rate.
Works at $190,938 (62% under asking), or at 89% down.
Rent $2,478/mo from 8 leases of 2-bed condos & townhomes within 2 mi ($2,144–$2,670).
Beds
2
Baths
1
Sqft
806
Year Built
1972
Days on Market
0
Property Type
Townhouse
HOA/mo
$435
MLS ID
260026150SD
This property is in San Diego (92119). Browse neighborhood analytics →
About This Property
Tucked away in the beautifully maintained Carefree San Carlos community, this inviting end-unit townhome offers a rare combination of peaceful surroundings, privacy, and everyday convenience. From the moment you enter the neighborhood, you're greeted by lush green lawns, mature trees, and a tranquil, park-like setting that feels like a retreat from the hustle and bustle of San Diego. With only one shared wall, this home offers an added sense of privacy and features luxury vinyl plank flooring throughout, plantation shutters, smooth ceilings with popcorn texture removed, an upgraded larger-capacity wall A/C unit, and upgraded ceiling fans. Enjoy the convenience of full-size stackable in-unit laundry, abundant storage, and a two-car tandem carport. Step outside to your own fully fenced private patio, perfect for morning coffee, outdoor dining, or simply relaxing. The community offers wonderful amenities, including a swimming pool, playground, basketball court, BBQ and picnic areas, and beautifully landscaped greenbelts. Just a short walk from Mission Trails Regional Park, with Cowles Mountain and Lake Murray nearby, the location offers incredible access to hiking, biking, and outdoor recreation. Centrally located with convenient access to major freeways, shopping, dining, Snapdragon Stadium, downtown San Diego, and the beaches, this home offers the perfect balance of peaceful neighborhood living and easy access to everything San Diego has to offer. Broker and Broker's Agents do not represent or guarantee accuracy of the square footage, permitted or unpermitted space, bd/ba count, lot size/dimensions, schools, or other information concerning the conditions or features of the property. Buyer is advised to independently verify the accuracy of all information through personal inspection & w/ appropriate professionals to satisfy themselves.
Mortgage Calculator
Est. Monthly Payment
$3,875
Location
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Zoned Schools
Elementary
Dailard Elementary · grades K-5 · San Diego Unified
Middle
Pershing Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,478
Comp Average
$2,476
6878 Navajo
2bd / 1ba · 836 sqft · Condo
$325K
Est. $2,324/mo
7845 Golfcrest Dr
2bd / 2ba · 936 sqft · Condo
$490K
Est. $2,768/mo
6878 Navajo Rd
2bd / 1ba · 836 sqft · Condo
$389K
Est. $2,324/mo
6495 Bell Bluff Ave
2bd / 1ba · 880 sqft · Condo
$500K
Est. $2,570/mo
6576 Bell Bluff Ave
2bd / 1ba · 806 sqft · Townhouse
$545K
Est. $2,392/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 2-bed condos & townhomes within 2 mi · $2,144–$2,670
Blended 50/50 with the zip's market median ($2,509)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,384/mo short at 20% down; 89% down or +$3,096/mo rent closes it.
- Break-even price
- $190,938
- Break-even rent
- $5,574/mo
- Cashflow at 35% down
- −$1,860/mo
- Down payment to break even
- 89%
- Rate to break even
- Not reachable
62% under asking
$3,096/mo above the estimate
$444,999 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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