6576 Bell Bluff Ave #B
Ctop 80%San Diego, CA 92119
4 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 83-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,749/mo full cashflow at 20% down, 7.36% rate.
Works at $185,303 (66% under asking), or at 94% down.
Rent $2,404/mo from 8 leases of 2-bed condos & townhomes within 2 mi ($2,144–$2,670).
Beds
2
Baths
1
Sqft
806
Year Built
1972
Days on Market
65
Property Type
Townhouse
HOA/mo
$435
MLS ID
260021964SD
This property is in San Diego (92119). Browse neighborhood analytics →
About This Property
Welcome to 6576 Bell Bluff Ave, a beautifully updated 2-bedroom, 1-bath townhome-style residence in the desirable San Carlos community of San Diego. This move-in-ready home features new flooring, dual-pane windows, a remodeled kitchen with quartz countertops, refreshed cabinetry, a fully remodeled bathroom, a bright functional layout, two parking spaces, glass French doors to a private fenced patio perfect for outdoor dining, pets, plants, or relaxing at home. The heated pool and community park are steps from the door. Located near Mission Trails Regional Park, Cowles Mountain, Lake Murray, SDSU, shopping, dining, parks, and major freeways, this home offers the ideal blend of convenience and San Diego outdoor lifestyle. Enjoy access to hiking, biking, lake recreation, neighborhood amenities, and a quieter residential setting while still being close to central San Diego, La Mesa, Del Cerro, Allied Gardens and beaches. The home is located within San Diego Unified School District and is commonly associated with Dailard Elementary, Pershing Middle, and Patrick Henry High School. Buyer to verify all school assignments, square footage, HOA details, and property information prior to close of escrow. A smart opportunity for a first-time buyer, SDSU parent buyer, investor, downsizer, or anyone seeking a low-maintenance San Diego home in a highly liveable neighborhood.
Mortgage Calculator
Est. Monthly Payment
$4,146
Location
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Zoned Schools
Elementary
Dailard Elementary · grades K-5 · San Diego Unified
Middle
Pershing Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,404
Comp Average
$2,448
7845 Golfcrest Dr
2bd / 2ba · 936 sqft · Condo
$465K
Est. $2,778/mo
7838 Cowles Mountain Ct
1bd / 1ba · 724 sqft · Condo
$329K
Est. $2,055/mo
6878 Navajo Rd
2bd / 1ba · 836 sqft · Condo
$389K
Est. $2,324/mo
6495 Bell Bluff Ave
2bd / 1ba · 880 sqft · Condo
$500K
Est. $2,537/mo
6446 Bell Bluff Avenue
2bd / 1ba · 806 sqft · Townhouse
$500K
Est. $2,546/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 2-bed condos & townhomes within 2 mi · $2,144–$2,670
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,749/mo short at 20% down; 94% down or +$3,570/mo rent closes it.
- Break-even price
- $185,303
- Break-even rent
- $5,974/mo
- Cashflow at 35% down
- −$2,185/mo
- Down payment to break even
- 94%
- Rate to break even
- Not reachable
66% under asking
$3,570/mo above the estimate
$512,300 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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