6860 Caminito Montanoso #8
Ctop 80%San Diego, CA 92119
5 licensed short-term rentals within ½ mile (5 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 34-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$3,129/mo full cashflow at 20% down, 7.36% rate.
Works at $220,507 (65% under asking), or at 93% down.
Rent $2,905/mo from 9 leases of 1–3 bed condos & townhomes within 1 mi ($2,778–$3,077).
Beds
2
Baths
2.5
Sqft
1,372
Year Built
1980
Days on Market
76
Property Type
Condo
HOA/mo
$552
MLS ID
PTP2606578
This property is in San Diego (92119). Browse neighborhood analytics →
About This Property
Welcome to this inviting 2-bedroom, 2.5-bath condo ideally situated near Mission Trails in San Diego. The remodeled kitchen features modern finishes and ample counter space, perfect for everyday cooking or entertaining. An updated hall bathroom adds a fresh, contemporary feel throughout the home. The thoughtful size and layout create a comfortable, functional living space with great flow between rooms. Nice patio adds southern CA options for outdoor dining. Residents enjoy access to two community pools for year-round relaxation and recreation. Community tennis courts provide an active lifestyle amenity just steps from your door. Conveniently located near scenic trails, parks, and outdoor adventures, this home offers the best of San Diego living. Don’t miss the chance to make this well-appointed condo your own. Plus 2 car garage.
Mortgage Calculator
Est. Monthly Payment
$4,841
Location
Loading map...
Zoned Schools
Elementary
Green Elementary · grades K-5 · San Diego Unified
Middle
Pershing Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,905
Comp Average
$2,830
7255 Navajo
2bd / 2ba · 1,182 sqft · Condo
$550K
Est. $2,893/mo
7245 Navajo Road
2bd / 2ba · 1,259 sqft · Condo
$549K
Est. $2,789/mo
7255 Navajo C340
2bd / 2ba · 1,259 sqft · Condo
$570K
Est. $2,705/mo
7255 Navajo Road C200
2bd / 2ba · 1,182 sqft · Condo
$540K
Est. $2,663/mo
6815 Caminito Mundo
2bd / 2.5ba · 1,372 sqft · Condo
$725K
Est. $3,099/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 1–3 bed condos & townhomes within 1 mi · $2,778–$3,077
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,129/mo short at 20% down; 93% down or +$4,064/mo rent closes it.
- Break-even price
- $220,507
- Break-even rent
- $6,969/mo
- Cashflow at 35% down
- −$2,478/mo
- Down payment to break even
- 93%
- Rate to break even
- Not reachable
65% under asking
$4,064/mo above the estimate
$585,807 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator