7255 Navajo Road C200

7255 Navajo Road C200

Ctop 80%

San Diego, CA 92119

$540,000
NEW — 1d
STR: check · no permits in this complex · TOT 12.75%

5 licensed short-term rentals within ½ mile (5 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 30-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,797/mo full cashflow at 20% down, 7.36% rate.

Works at $173,934 (68% under asking), or at 96% down.

Rent $2,663/mo from 9 leases of 1–3 bed condos & townhomes within 1 mi ($2,579–$2,856).

Beds

2

Baths

2

Sqft

1,182

Year Built

1987

Days on Market

1

Property Type

Condo

HOA/mo

$721

MLS ID

PTP2608394

This property is in San Diego (92119). Browse neighborhood analytics →

About This Property

Take in the mountain views from your private balcony in this freshly painted, single level condo at Lomas del Cerro II in San Carlos. The 1,182 square foot layout features two primary bedrooms with two closets in each, two full bathrooms, fireplace in the living room. The in-unit washer and dryer and two portable AC units are included. The condo also comes with one assigned space in the gated garage and a separate storage area. Enjoy the community pool and spa, with parks, the library, shopping, and dining nearby.

Mortgage Calculator

Est. Monthly Payment

$4,398

Principal & Interest$2,979
Property Tax$540
Insurance$157
HOA$721
%($108,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Green Elementary · grades K-5 · San Diego Unified

  • Middle

    Pershing Middle · grades 6-8 · San Diego Unified

  • High

    Henry High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

29C
Est. Monthly Rent
$2,663

9 leases of 1–3 bed condos & townhomes within 1 mi · $2,579–$2,856

Blended 50/50 with the zip's market median ($2,729)

Monthly Cashflow

Rent − PITIA

-$1,734
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,797

What would make this work?

$2,797/mo short at 20% down; 96% down or +$3,632/mo rent closes it.

Break-even price

68% under asking

$173,934
Break-even rent

$3,632/mo above the estimate

$6,295/mo
Cashflow at 35% down
−$2,238/mo
Down payment to break even

$518,400 cash

96%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,979
Cap Rate
0.70%
Cash-on-Cash
-31.08%
DSCR

Need ≥ 1.25 for DSCR loan

0.61

NOI (Annual)
$3,788
Price-to-Rent

Lower = better for investors

16.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$2,797/mo