1 / 20

7255 Navajo #C300

Btop 30%

San Diego, CA 92119

$549,999

STR: check · no permits in this complex · TOT 12.75%

5 licensed short-term rentals within ½ mile (5 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 30-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,585/mo full cashflow at 20% down, 7.36% rate.

Works at $211,632 (62% under asking), or at 89% down.

Rent $2,893/mo from 9 leases of 1–3 bed condos & townhomes within 1 mi ($2,579–$2,856).

Beds

Baths

Sqft

1,182

Year Built

1987

Days on Market

119

Property Type

Condo

HOA/mo

$610

MLS ID

260017510SD

This property is in San Diego (92119). Browse neighborhood analytics →

About This Property

Enjoy sweeping views of Cowles Mountain from this 2-bedroom, 2-bath condominium featuring a functional floor plan and private balcony. The open living and dining areas create a welcoming space for everyday living and entertaining, while the kitchen offers ample cabinetry and storage. Both bedrooms are generously sized and include their own ensuite bathrooms, providing added comfort and privacy. Additional highlights include in-unit laundry, assigned parking, and access to community amenities. Ideally located near Lake Murray, Mission Trails Regional Park, shopping, dining, SDSU, and major commuter routes, this home offers an exceptional opportunity to enjoy the best of the San Carlos lifestyle!

Mortgage Calculator

Est. Monthly Payment

$4,355

Principal & Interest$3,034

Property Tax$550

Insurance$160

HOA$610

Down Payment

%($110,000)

Interest Rate

Loan Term

Location

Loading map...

Zoned Schools

Elementary
Green Elementary · grades K-5 · San Diego Unified
Middle
Pershing Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$2,893

Comp Average

$2,755

7835 Cowles Mountain Ct

2bd / 2ba · 1,048 sqft · Condo

$415K

Est. $2,715/mo

7245 Navajo Road

2bd / 2ba · 1,259 sqft · Condo

$549K

Est. $2,789/mo

7255 Navajo C340

2bd / 2ba · 1,259 sqft · Condo

$570K

Est. $2,705/mo

7255 Navajo Road C200

2bd / 2ba · 1,182 sqft · Condo

$540K

Est. $2,663/mo

6860 Caminito Montanoso

2bd / 2.5ba · 1,372 sqft · Condo

$630K

Est. $2,905/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

37B

Est. Monthly Rent

$2,893

9 leases of 1–3 bed condos & townhomes within 1 mi · $2,579–$2,856

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,461

Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,585

What would make this work?

$2,585/mo short at 20% down; 89% down or +$3,357/mo rent closes it.

Break-even price: $211,632
Break-even rent: $6,250/mo
Cashflow at 35% down: −$2,016/mo
Down payment to break even: 89%
Rate to break even: Not reachable

Mortgage (P+I)

$3,034

Cap Rate

1.30%

Cash-on-Cash

-28.20%

DSCR

Need ≥ 1.25 for DSCR loan

0.66

NOI (Annual)

$7,127

Price-to-Rent

Lower = better for investors

15.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator

BCashflow−$2,585/mo