6565 Calle Reina
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6565 Calle Reina

Dbottom 20%

Rancho Santa Fe, CA 92067

$11,880,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$72,592/mo full cashflow at 20% down, 7.43% rate.

Works at $2,428,510 (80% under asking); even all cash loses money at asking.

Rent $25,358/mo from 14 leases of houses within 2 mi, size-adjusted ($20,074–$26,452).

Beds

7

Baths

9

Sqft

11,893

Year Built

1995

Days on Market

265

Property Type

Single Family

HOA/mo

$874

MLS ID

260003885SD

This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →

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About This Property

Resting behind the prestigious 24-hour guard-gated community of Rancho Del Lago, this estate is the pinnacle of luxury. As you cross the threshold of the grand entry, you're greeted by perfectly manicured grounds featuring a lighted tennis court, bocce ball court, oversized infinity-edge pool & spa, outdoor fireplaces, and a full outdoor kitchen—ideal for entertaining. Mature landscaping surrounds the property, while an organic garden and abundant fruit trees create a true farm-to-table lifestyle experience. This home offers unmatched privacy, panoramic views all the way to UTC, and resort-style living. Originally built by renowned builder Richard Doan and fully renovated, the single-level, custom home blends timeless architecture with modern design and seamless indoor-outdoor living. The home also includes expansive living and dining areas, arcade/game room, private gym, attached guest suite with full kitchen, and a detached guest house perfect for multigenerational living. With owned solar for energy efficiency, and systems to reclaim landscape water, this private Rancho Del Lago estate delivers luxury, sustainability, and exceptional value in one of the area’s most sought-after communities.

Mortgage Calculator

Est. Monthly Payment

$82,217

Principal & Interest$65,998
Property Tax$11,880
Insurance$3,465
HOA$874
%($2,376,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary

  • Middle

    R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$25,358

14 leases of houses within 2 mi, size-adjusted · $20,074–$26,452

Monthly Cashflow

Rent − PITIA

-$56,859
Full Cashflow

Incl. vacancy, PM, maint, capex

-$72,592

What would make this work?

$72,592/mo short at 20% down; +$94,275/mo rent closes it.

Break-even price

80% under asking

$2,428,510
Break-even rent

$94,275/mo above the estimate

$119,633/mo
Cashflow at 35% down
−$60,217/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$65,998
Cap Rate
-0.54%
Cash-on-Cash
-36.66%
DSCR

Need ≥ 1.25 for DSCR loan

0.31

NOI (Annual)
-$63,905
Price-to-Rent

Lower = better for investors

39.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$72,592/mo