6002 Via Posada Del Norte
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6002 Via Posada Del Norte

Dbottom 20%

Rancho Santa Fe, CA 92067

$10,900,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$64,688/mo full cashflow at 20% down, 7.43% rate.

Works at $2,477,464 (77% under asking); even all cash loses money at asking.

Rent $25,881/mo from 8 leases of houses within 2 mi, same school area, size-adjusted ($23,750–$28,906).

Beds

6

Baths

5.5

Sqft

12,745

Year Built

2006

Days on Market

214

Property Type

Single Family

HOA/mo

$900

MLS ID

NDP2603474

This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →

Virtual Tour

About This Property

Set behind the prestigious gates of Fairbanks Ranch, this extraordinary contemporary estate is a true architectural statement—where modern design, natural beauty, and absolute privacy converge on a scale rarely found in coastal North County. Privately positioned at the end of a quiet cul-de-sac on over 8.6 acres, the property captures sweeping, unobstructed views across the San Dieguito River Valley—offering a sense of serenity and openness that feels worlds away, yet remains just minutes from Rancho Santa Fe and Del Mar. The 12,745-square-foot residence showcases striking contemporary architecture defined by clean lines, dramatic volumes, and walls of glass that dissolve the boundary between indoors and out. Designed to embrace its surroundings, the home is filled with natural light, with expansive floor-to-ceiling doors and open-concept living spaces that create a seamless, effortless flow throughout. Sophisticated materials, including curated marble and granite finishes, add warmth and refinement to the modern aesthetic. Thoughtfully designed for both everyday living and grand-scale entertaining, the home features six spacious bedrooms, a luxurious primary retreat with spa-inspired bath and steam shower, dual executive offices, and a chef’s kitchen equipped with commercial-grade appliances and an oversized walk-in pantry. A full suite of resort-caliber amenities elevates the experience—highlighted by a 14-seat theater, indoor fitness pool with endless current, indoor spa, wine cellar, art studio, and a dramatic 1,000-gallon aquarium that serves as a living work of art. The outdoor environment rivals a private resort. An infinity-edge pool and spa anchor the grounds, complemented by expansive view decks, an indoor-outdoor cabana, multiple entertaining areas with BBQs and fire features, a putting green, bocce court, and a mature fruit orchard. With ample space and zoning for horses—an uncommon offering within Fairbanks Ranch—the estate delivers both luxury and versatility. Complete with smart-home integration, solar energy system, and a four-car garage, the property also offers convenient access to Fairbanks Ranch’s premier amenities, including the lake, clubhouse, tennis and pickleball courts, and scenic walking trails. This is a rare opportunity to own one of Fairbanks Ranch’s most architecturally significant contemporary estates—where privacy, design, and lifestyle align in a truly unforgettable setting.

Mortgage Calculator

Est. Monthly Payment

$75,533

Principal & Interest$60,554
Property Tax$10,900
Insurance$3,179
HOA$900
%($2,180,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Solana Santa Fe Elementary · grades K-6 · Solana Beach Elementary

  • Middle

    Earl Warren Middle · grades 7-8 · San Dieguito Union High

  • High

    Torrey Pines High · grades 9-12 · San Dieguito Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$25,881

8 leases of houses within 2 mi, same school area, size-adjusted · $23,750–$28,906

Monthly Cashflow

Rent − PITIA

-$49,652
Full Cashflow

Incl. vacancy, PM, maint, capex

-$64,688

What would make this work?

$64,688/mo short at 20% down; +$84,010/mo rent closes it.

Break-even price

77% under asking

$2,477,464
Break-even rent

$84,010/mo above the estimate

$109,891/mo
Cashflow at 35% down
−$53,334/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$60,554
Cap Rate
-0.31%
Cash-on-Cash
-35.61%
DSCR

Need ≥ 1.25 for DSCR loan

0.34

NOI (Annual)
-$34,079
Price-to-Rent

Lower = better for investors

35.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$64,688/mo