
7150 Via Del Charro
Dbottom 20%Rancho Santa Fe, CA 92067
Pass at asking: -$75,549/mo full cashflow at 20% down, 7.43% rate.
Works at $2,313,451 (81% under asking); even all cash loses money at asking.
Rent $23,076/mo from 10 leases of houses within 2 mi, size-adjusted ($19,455–$24,200).
Beds
7
Baths
8
Sqft
9,670
Year Built
2000
Days on Market
118
Property Type
Single Family
HOA/mo
N/A
MLS ID
260017341SD
This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →
About This Property
Spectacular single-story equestrian estate on 2.21 private acres along one of Rancho Santa Fe’s most coveted streets. Privately situated at the end of a peaceful cul-de-sac within the Rancho Santa Fe School District, this exceptional compound offers sweeping sunset views, an infinity-edge pool, and remarkable privacy. The 7,970 SF main residence features 5 en-suite bedrooms, 2 powder rooms, formal living and dining rooms, and a richly paneled office/library with private entrance. A detached 1,700 SF guest house offers 2 bedrooms and 2 baths. A no-expense-spared renovation showcases a new roof, owned solar, Fleetwood windows, upgraded HVAC, new plumbing, imported German oak flooring, custom cabinetry, Miele appliances, designer lighting, Sonos audio, DoorBird intercoms, Lutron smart-home controls, outdoor kitchen, extensive security monitoring, and designer finishes throughout. The stunning chef’s kitchen was designed by an award-winning European designer and received the USA Property Award for Best Kitchen Interior Design. Equestrian amenities include a fully renovated 6-stall barn with paddocks, HIT Active Aqua underground water system, automatic hay feeders, hot-water wash rack, premium Buckley fencing, rubber pavers, Lutron lighting, extensive camera coverage, custom oak barn doors, and a 175' x 75' arena. No HOA or Mello-Roos. An extensive new paver driveway, custom garage doors, fireplaces, central vacuum system, and seamless indoor-outdoor living complete this turnkey Rancho Santa Fe estate, just minutes from the Village, golf, dining, and amenities!
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Est. Monthly Payment
$83,192
Location
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Zoned Schools
Elementary
R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary
Middle
R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$23,076
Comp Average
$24,786
6102 Avenida Alteras
7bd / 7.5ba · 9,250 sqft · Single Family
$10.00M
Est. $23,743/mo
5293 La Glorieta
6bd / 7ba · 9,341 sqft · Single Family
$13.99M
Est. $29,998/mo
6884 Poco Lago
7bd / 8.5ba · 11,121 sqft · Single Family
$13.98M
Est. $18,446/mo
6565 Calle Reina
7bd / 9ba · 11,893 sqft · Single Family
$11.88M
Est. $25,358/mo
5315 La Crescenta Road
6bd / 7.5ba · 8,334 sqft · Single Family
$13.49M
Est. $26,384/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of houses within 2 mi, size-adjusted · $19,455–$24,200
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$75,549/mo short at 20% down; +$98,115/mo rent closes it.
- Break-even price
- $2,313,451
- Break-even rent
- $121,191/mo
- Cashflow at 35% down
- −$62,893/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
81% under asking
$98,115/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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