7150 Via Del Charro
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7150 Via Del Charro

Dbottom 20%

Rancho Santa Fe, CA 92067

$12,150,000

Pass at asking: -$75,549/mo full cashflow at 20% down, 7.43% rate.

Works at $2,313,451 (81% under asking); even all cash loses money at asking.

Rent $23,076/mo from 10 leases of houses within 2 mi, size-adjusted ($19,455–$24,200).

Beds

7

Baths

8

Sqft

9,670

Year Built

2000

Days on Market

118

Property Type

Single Family

HOA/mo

N/A

MLS ID

260017341SD

This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →

Virtual Tour

About This Property

Spectacular single-story equestrian estate on 2.21 private acres along one of Rancho Santa Fe’s most coveted streets. Privately situated at the end of a peaceful cul-de-sac within the Rancho Santa Fe School District, this exceptional compound offers sweeping sunset views, an infinity-edge pool, and remarkable privacy. The 7,970 SF main residence features 5 en-suite bedrooms, 2 powder rooms, formal living and dining rooms, and a richly paneled office/library with private entrance. A detached 1,700 SF guest house offers 2 bedrooms and 2 baths. A no-expense-spared renovation showcases a new roof, owned solar, Fleetwood windows, upgraded HVAC, new plumbing, imported German oak flooring, custom cabinetry, Miele appliances, designer lighting, Sonos audio, DoorBird intercoms, Lutron smart-home controls, outdoor kitchen, extensive security monitoring, and designer finishes throughout. The stunning chef’s kitchen was designed by an award-winning European designer and received the USA Property Award for Best Kitchen Interior Design. Equestrian amenities include a fully renovated 6-stall barn with paddocks, HIT Active Aqua underground water system, automatic hay feeders, hot-water wash rack, premium Buckley fencing, rubber pavers, Lutron lighting, extensive camera coverage, custom oak barn doors, and a 175' x 75' arena. No HOA or Mello-Roos. An extensive new paver driveway, custom garage doors, fireplaces, central vacuum system, and seamless indoor-outdoor living complete this turnkey Rancho Santa Fe estate, just minutes from the Village, golf, dining, and amenities!

Mortgage Calculator

Est. Monthly Payment

$83,192

Principal & Interest$67,498
Property Tax$12,150
Insurance$3,544
%($2,430,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary

  • Middle

    R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$23,076

10 leases of houses within 2 mi, size-adjusted · $19,455–$24,200

Monthly Cashflow

Rent − PITIA

-$60,116
Full Cashflow

Incl. vacancy, PM, maint, capex

-$75,549

What would make this work?

$75,549/mo short at 20% down; +$98,115/mo rent closes it.

Break-even price

81% under asking

$2,313,451
Break-even rent

$98,115/mo above the estimate

$121,191/mo
Cashflow at 35% down
−$62,893/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$67,498
Cap Rate
-0.68%
Cash-on-Cash
-37.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.28

NOI (Annual)
-$82,760
Price-to-Rent

Lower = better for investors

43.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$75,549/mo