6386 Rancho Mission #318
Btop 30%San Diego, CA 92108
3 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 8, 2026.
No unit in this 68-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,722/mo full cashflow at 20% down, 7.43% rate.
Works at $130,827 (63% under asking), or at 90% down.
Rent $1,862/mo from 8 leases of 1-bed condos & townhomes within 0.5 mi, same school area ($1,761–$1,799).
Beds
1
Baths
1
Sqft
506
Year Built
1979
Days on Market
94
Property Type
Condo
HOA/mo
$429.09
MLS ID
SW26169450
This property is in San Diego (92108). View neighborhood stats →
About This Property
SELLER INCENTIVE! 1-YEAR MORTGAGE RATE BUYDOWN PLUS PLUS $5,000 TOWARD BUYER'S CLOSING COSTS! An incredible opportunity to own a beautifully remodeled, move-in ready condominium in the heart of Mission Valley with added savings to make homeownership more affordable. Welcome to this beautifully reimagined, move-in ready condominium! Every inch of this home has been thoughtfully renovated with quality finishes and modern design, creating a fresh, stylish space that feels brand new.The complete remodel includes luxury flooring throughout, all-new kitchen with custom cabinetry, sleek countertops, new stainless steel appliances, updated fixtures, and a contemporary design perfect for everyday living and entertaining. The bathroom has been completely transformed with a stunning new shower, toilet, vanity, sink, and designer finishes that create a spa-like retreat.From top to bottom, no detail has been overlooked. Whether you're a first-time homebuyer, investor, or looking for a low-maintenance home in one of San Diego's most convenient locations, this turnkey condo offers exceptional value.Ideally located in Mission Valley, you'll enjoy easy access to Shopping, Dining, major Freeways, Public Transportation, Snapdragon Stadium, Downtown San Diego, Beaches, and everything America's Finest City has to offer!If you've been searching for a home where all the work has already been done, this is it. Simply move in and enjoy!
Mortgage Calculator
Est. Monthly Payment
$2,860
Location
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Zoned Schools
Elementary
Foster Elementary · grades K-5 · San Diego Unified
or Juarez Elementary · grades K-5 · San Diego Unified
Choice area: the district lets families here pick either school.
Middle
Lewis Middle · grades 6-8 · San Diego Unified
or Taft Middle · grades 6-8 · San Diego Unified
Choice area: the district lets families here pick either school.
High
Kearny Digital Media & Design · grades 9-12 · San Diego Unified
or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified
or Kearny College Connections · grades 9-12 · San Diego Unified
or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified
or Henry High · grades 9-12 · San Diego Unified
Choice area: the district lets families here pick either school.
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$1,862
Comp Average
$1,954
6394 Rancho Mission Rd
1bd / 1ba · 506 sqft · Condo
$315K
Est. $1,969/mo
6354 Rancho Mission Rd
1bd / 1ba · 506 sqft · Condo
$320K
Est. $1,933/mo
6070 Rancho Mission Road
1bd / 1ba · 530 sqft · Condo
$325K
Est. $1,990/mo
5978 Rancho Mission Rd
1bd / 1ba · 530 sqft · Condo
$355K
Est. $1,889/mo
6070 Rancho Mission Rd
1bd / 1ba · 530 sqft · Condo
$334K
Est. $1,990/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 1-bed condos & townhomes within 0.5 mi, same school area · $1,761–$1,799
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,722/mo short at 20% down; 90% down or +$2,237/mo rent closes it.
- Break-even price
- $130,827
- Break-even rent
- $4,099/mo
- Cashflow at 35% down
- −$1,353/mo
- Down payment to break even
- 90%
- Rate to break even
- Not reachable
63% under asking
$2,237/mo above the estimate
$319,499 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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