6330 Genesee Ave 209

6330 Genesee Ave 209

Atop 10%

San Diego, CA 92122

$299,000
NEW — 1d
STR: check · no permits in this complex · TOT 12.75%

25 licensed short-term rentals within ½ mile (13 whole home), from the cities' license and permit lists of Nov 14, 2026.

No unit in this 66-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$648/mo full cashflow at 20% down, 7.36% rate.

Works at $214,233 (28% under asking), or at 52% down.

Rent $2,549/mo from 11 leases of studio–2 bed condos & townhomes within 1 mi ($2,454–$2,641).

Beds

1

Baths

1

Sqft

578

Year Built

1985

Days on Market

1

Property Type

Condo

HOA/mo

$326

MLS ID

260027040SD

This property is in San Diego (92122). View neighborhood stats →

About This Property

Regency Villas, a 62+ community in University City, is home to this second-floor one-bedroom, one-bath condo with a covered private balcony, ductless heat pump heating and cooling, and an efficient single-level layout. The living room opens through a sliding glass door to the balcony, and a dining area with ceiling fan connects to the galley kitchen with tile counters, ample cabinetry, an electric range and oven, range hood, refrigerator and built-in dishwasher. The bedroom offers a mirrored wardrobe closet and a large window, and the bathroom includes a tub-shower combination with grab bars. Interior hallways lead to the unit. Residents enjoy a clubhouse lounge with fireplace, a community dining and gathering room, billiards room, fitness room and shared laundry facilities, along with landscaped grounds and a fountain courtyard at the building entry. One non-garaged parking space is included. Shopping, dining and public transit are nearby.

Mortgage Calculator

Est. Monthly Payment

$2,362

Principal & Interest$1,650
Property Tax$299
Insurance$87
HOA$326
%($59,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Spreckels Elementary · grades K-5 · San Diego Unified

  • Middle

    Standley Middle · grades 6-8 · San Diego Unified

  • High

    University City High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

80A
Est. Monthly Rent
$2,549

11 leases of studio–2 bed condos & townhomes within 1 mi · $2,454–$2,641

Blended 50/50 with the zip's market median ($2,569)

Monthly Cashflow

Rent − PITIA

+$187
Full Cashflow

Incl. vacancy, PM, maint, capex

-$648

What would make this work?

$648/mo short at 20% down; 52% down or +$842/mo rent closes it.

Break-even price

28% under asking

$214,233
Break-even rent

$842/mo above the estimate

$3,391/mo
Cashflow at 35% down
−$339/mo
Down payment to break even

$155,480 cash

52%
Rate to break even

at 20% down

2.95%

Mortgage (P+I)
$1,650
Cap Rate
4.53%
Cash-on-Cash
-13.01%
DSCR

Need ≥ 1.25 for DSCR loan

1.08

NOI (Annual)
$13,548
Price-to-Rent

Lower = better for investors

9.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$648/mo