6330 Genesee Ave #101
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6330 Genesee Ave #101

Atop 10%

San Diego, CA 92122

$349,900
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

23 licensed short-term rentals within ½ mile (11 whole home), from the cities' license and permit lists of Nov 7, 2026.

No unit in this 66-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,056/mo full cashflow at 20% down, 7.43% rate.

Works at $212,409 (39% under asking), or at 64% down.

Rent $2,572/mo from 10 leases of studio–2 bed condos & townhomes within 1 mi ($2,471–$2,653).

Beds

1

Baths

1

Sqft

578

Year Built

1985

Days on Market

0

Property Type

Condo

HOA/mo

$349

MLS ID

NDP2610091

This property is in San Diego (92122). View neighborhood stats →

Virtual Tour

About This Property

Your next chapter deserves a home that makes life easier and leaves more room for what you love! Welcome to this freshly refreshed 1-bedroom, 1-bath condo in Regency Villas, a 62+ community in the heart of University City. Thoughtfully designed with 578 square feet of comfortable, easy-to-maintain living space, this inviting home offers a wonderful opportunity to simplify without giving up location or lifestyle. Step inside to discover newly smoothed ceilings, fresh interior paint, beautifully refreshed kitchen cabinetry, updated finishes, and thoughtful improvements throughout. The bright kitchen features freshly painted cabinets, renewed shelving, and a clean, welcoming look. Updated lighting, hardware, and finishing touches add to the home's fresh appeal. Beyond your front door, enjoy the convenience of a community with resident gathering spaces and easy access to nearby shopping, dining, public transportation, and everyday essentials. Whether you're looking to downsize, spend more time enjoying San Diego, or simply embrace a more manageable lifestyle, this home offers a refreshing place to begin. Less to maintain. More to enjoy. A new chapter starts here!

Mortgage Calculator

Est. Monthly Payment

$2,745

Principal & Interest$1,944
Property Tax$350
Insurance$102
HOA$349
%($69,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Spreckels Elementary · grades K-5 · San Diego Unified

  • Middle

    Standley Middle · grades 6-8 · San Diego Unified

  • High

    University City High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

73A
Est. Monthly Rent
$2,572

10 leases of studio–2 bed condos & townhomes within 1 mi · $2,471–$2,653

Blended 50/50 with the zip's market median ($2,571)

Monthly Cashflow

Rent − PITIA

-$173
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,056

What would make this work?

$1,056/mo short at 20% down; 64% down or +$1,371/mo rent closes it.

Break-even price

39% under asking

$212,409
Break-even rent

$1,371/mo above the estimate

$3,943/mo
Cashflow at 35% down
−$691/mo
Down payment to break even

$223,936 cash

64%
Rate to break even

at 20% down

0.90%

Mortgage (P+I)
$1,944
Cap Rate
3.49%
Cash-on-Cash
-18.11%
DSCR

Need ≥ 1.25 for DSCR loan

0.94

NOI (Annual)
$12,199
Price-to-Rent

Lower = better for investors

11.3

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,056/mo