
7150 Shoreline Dr #3101
Btop 30%San Diego, CA 92122
One license per person in San Diego: whether you can hold it depends on you, not only the home.
13 licensed short-term rentals within ½ mile (5 whole home), from the cities' license and permit lists of Nov 13, 2026.
1 short-term rental license on file in this 46-unit complex, so its HOA has allowed them. Confirm in the CC&Rs: an HOA can ban stays under 30 days (Civ. Code §4741).
Pass at asking: -$2,087/mo full cashflow at 20% down, 7.36% rate.
Works at $201,868 (57% under asking), or at 84% down.
Rent $2,592/mo from 12 leases of studio–2 bed condos & townhomes within 1 mi ($2,477–$2,714).
Beds
1
Baths
1
Sqft
597
Year Built
1988
Days on Market
45
Property Type
Condo
HOA/mo
$453
MLS ID
260023654SD
This property is in San Diego (92122). View neighborhood stats →
About This Property
Seller may pay for BUYDOWN rate with right offer! Welcome to easy living in the heart of UTC! This freshly painted, ground-floor home offers true single-level living with no stairs or elevator needed, all within the desirable gated Lucera community. Bright and inviting, the home features durable laminate flooring in the main living area, a cozy fireplace, and central AC for year-round comfort. The well-appointed kitchen includes granite countertops, all stainless steel appliances: an electric range/oven, microwave, dishwasher and refrigerator. The bedroom features brand-new carpeting and a generous walk-in closet. Professionally cleaned. Freshly painted doors. Laundry closet for washer/dryer. Step outside to your private, fenced patio with dedicated storage and enjoy your morning coffee overlooking peaceful green space and surrounding nature. One reserved space in a shared two-car garage is conveniently located just few steps from the front door. Lucera offers resort-style amenities, including two swimming pools, two spas, two tennis courts, a pickleball court, basketball court, fully equipped fitness center, clubhouse, BBQ areas, and ample guest parking. Water, sewer, trash included in HOA fees. The location is hard to beat—directly across from Nobel Athletic Fields and the library, with convenient access to the UTC Mall, restaurants, fitness centers, medical facilities, the Trolley, and UCSD. Easy access to I-805, SR-52, I-5, and SR-163 makes getting around San Diego simple. Enjoy comfort, convenience, and resort-style living in one of UTC’s most connected locations.
Mortgage Calculator
Est. Monthly Payment
$3,687
Location
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Zoned Schools
Elementary
Curie Elementary · grades K-5 · San Diego Unified
Middle
Standley Middle · grades 6-8 · San Diego Unified
High
University City High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,592
Comp Average
$2,438
6330 Genesee Ave
1bd / 1ba · 578 sqft · Condo
$350K
Est. $2,496/mo
8889 Caminito Plaza Centro
1bd / 1ba · 600 sqft · Condo
$450K
Est. $2,384/mo
3550 Lebon Dr
1bd / 1ba · 600 sqft · Condo
$475K
Est. $2,500/mo
8889 Caminito Plaza Centro
1bd / 1ba · 600 sqft · Condo
$489K
Est. $2,384/mo
8328 Regents Rd
1bd / 1ba · 706 sqft · Condo
$479K
Est. $2,425/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of studio–2 bed condos & townhomes within 1 mi · $2,477–$2,714
Blended 50/50 with the zip's market median ($2,569)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,087/mo short at 20% down; 84% down or +$2,710/mo rent closes it.
- Break-even price
- $201,868
- Break-even rent
- $5,302/mo
- Cashflow at 35% down
- −$1,596/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
57% under asking
$2,710/mo above the estimate
$398,916 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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