6191 Rancho Mission Rd
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6191 Rancho Mission Rd #306

C

San Diego, CA 92108

$400,000
NEW — 6d

Soft Appraisal Value: $399,100 · 0.2% above estimate

Beds

1

Baths

1

Sqft

660

Year Built

1979

Days on Market

6

Property Type

Condo

HOA/mo

$575

MLS ID

260012190SD

This property is in San Diego (92108). View neighborhood stats →

About This Property

Welcome to one of the most unique and thoughtfully renovated condos in all of Mission Valley. This rarely available two-story floorplan features soaring high ceilings and a dramatic loft-style bedroom on the upper level - which make the home feel expansive and airy from the moment you walk in. This home has been meticulously upgraded. The chef-inspired kitchen boasts brand new shaker cabinets, quartz countertops, new appliances, and a peninsula with bar seating that flows seamlessly into the dining area and open living room - perfect for entertaining or everyday living. See supp... The remodeled bathroom features a new vanity and quartz countertops, while the custom cable stair railing adds a high-end, modern touch that sets this home apart. Additional upgrades include new luxury vinyl plank flooring throughout, a brand new HVAC system, new lighting, freshly textured walls and ceilings, popcorn ceiling removal, new paint, and custom closet doors. This home is truly turn-key - nothing left to do but move in. Oversized windows overlook the heart of the community, bringing in natural light while offering a quiet, serene atmosphere and peaceful views of the community pool. Residents enjoy resort-style amenities including a pool, spa, BBQ grills, tennis/pickleball and sports courts, and a basketball court. The unit includes a reserved parking space, with ample guest parking in the complex and on nearby streets. Perfectly situated near Snapdragon Stadium, Costco, 24 Hour Fitness, the trolley, and with easy access to both the I-8 and I-15 freeways - this location checks every box for convenience and lifestyle. Offered at $400,000, this is an exceptional value for the level of finish, unique floorplan, and prime San Diego location. Opportunities like this don’t last.

Mortgage Calculator

Est. Monthly Payment

$3,114

Principal & Interest$2,023
Property Tax$400
Insurance$117
HOA$575
%($80,000)
%

Location

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Investment Score

40C
Est. Monthly Rent
$2,189
Monthly Cashflow

Rent − PITIA

$-926
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,762

Mortgage (P+I)
$2,023
Cap Rate
0.78%
Cash-on-Cash
-26.44%
DSCR

Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$4,478

NOI (Annual)
$3,122
Price-to-Rent

Lower = better for investors

15.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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