5978 Rancho Mission Rd
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5978 Rancho Mission Rd #274

A

San Diego, CA 92108

$369,000
NEW — 5d

Soft Appraisal Value: $370,400 · 0.4% below estimate

Beds

1

Baths

1

Sqft

530

Year Built

1977

Days on Market

5

Property Type

Condo

HOA/mo

$370

MLS ID

260015243SD

This property is in San Diego (92108). View neighborhood stats →

About This Property

Turn key unit featuring a well appointed floor plan that offers good flow and tons of natural light. Close to the community pool, gym and laundry facilities. Low Hoa fees, central location close to shopping, SDSU and public transit. Great for a first time home buyer, someone looking to downsize or a potential rental.

Mortgage Calculator

Est. Monthly Payment

$2,712

Principal & Interest$1,866
Property Tax$369
Insurance$108
HOA$370
%($73,800)
%

Location

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Investment Score

48B
Est. Monthly Rent
$2,000
Monthly Cashflow

Rent − PITIA

$-713
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,480

Mortgage (P+I)
$1,866
Cap Rate
1.25%
Cash-on-Cash
-24.07%
DSCR

Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$3,923

NOI (Annual)
$4,626
Price-to-Rent

Lower = better for investors

15.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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