5978 Rancho Mission Rd

5978 Rancho Mission Rd #274

D

San Diego, CA 92108

$390,000

Soft Appraisal Value: $389,400 · 0.2% above estimate

Beds

1

Baths

1

Sqft

530

Year Built

1977

Days on Market

19

Property Type

Condo

HOA/mo

$370

MLS ID

260005554SD

View on MLS

Description

Turn key unit featuring a well appointed floor plan that offers good flow and tons of natural light. Close to the community pool, gym and laundry facilities. Low Hoa fees, central location close to shopping, SDSU and public transit. Great for a first time home buyer, someone looking to downsize or a potential rental.

Mortgage Calculator

Est. Monthly Payment

$2,846

Principal & Interest$1,972
Property Tax$390
Insurance$114
HOA$370
%($78,000)
%

Investment Score

2D
Est. Monthly Rent
$1,820
Monthly Cashflow

Rent − PITI − HOA

$-1,026
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,770

Mortgage (P+I)
$1,972
Cap Rate
0.62%
Cash-on-Cash
-27.23%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$4,118

NOI (Annual)
$2,429
Price-to-Rent

Lower = better for investors

17.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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