5962 Rancho Diegueno Rd.
Dbottom 20%Rancho Santa Fe, CA 92067
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$91,749/mo full cashflow at 20% down, 7.36% rate.
Works at $2,839,528 (81% under asking); even all cash loses money at asking.
Rent $29,356/mo from 13 leases of houses within 2 mi, same school area, size-adjusted ($23,750–$32,444).
Beds
7
Baths
9.5
Sqft
17,355
Year Built
2000
Days on Market
46
Property Type
Single Family
HOA/mo
$904
MLS ID
260023585SD
This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →
About This Property
Rarely does an Estate of this scale, privacy and distinction become available. Villa Lourdes reveals itself through a canopy of mature trees, rolling grounds and sweeping panoramic views of the Ranch. Private, elevated and removed, the Estate feels less like a residence and more like a world of its own. Life naturally gravitates outdoors, open-air pavilion with dual fireplaces, chef’s kitchen, barbecue, wood-fired pizza oven and full bath. A place where lunches linger into sunset, music carries across the water, evenings unfold without ever needing to move indoors. Resort-style pool shaped by natural rock formations and twin cascading waterfalls, Custom 18-foot Brazilian mahogany doors open to interiors that balance architectural grandeur with genuine warmth. Soaring formal living room with ceilings rising more than 24 feet creates a dramatic sense of arrival, expansive view-filled kitchen, game room and private theater offer distinct spaces for every occasion. A sense of intrigue awaits. The speakeasy-style bar and adjoining wine cellar provide a richly atmospheric setting. The grand primary suite is its own private retreat, complete with a fireside sitting room and dual ensuites with sweeping views. A detached guest residence offers visitors privacy and independence while remaining connected.Minutes from acclaimed resorts, golf and country clubs, private aviation and equestrian, freedom to live privately, entertain generously and create a legacy. A home of extraordinary scale it is a place where generations traditions can begin also can feel removed.
Mortgage Calculator
Est. Monthly Payment
$101,982
Location
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Zoned Schools
Elementary
Solana Santa Fe Elementary · grades K-6 · Solana Beach Elementary
Middle
Earl Warren Middle · grades 7-8 · San Dieguito Union High
High
Torrey Pines High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
4 comps foundThis Property
$29,356
Comp Average
$32,504
8619 Via Rancho Cielo
6bd / 7.5ba · 13,416 sqft · Single Family
$9.00M
Est. $42,831/mo
16715 Rambla De Las Flores
6bd / 8ba · 12,416 sqft · Single Family
$10.40M
Est. $34,585/mo
6590 Calle Reina
6bd / 9.5ba · 13,446 sqft · Single Family
$16.50M
Est. $26,718/mo
6002 Via Posada Del Norte
6bd / 5.5ba · 12,745 sqft · Single Family
$10.90M
Est. $25,881/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
13 leases of houses within 2 mi, same school area, size-adjusted · $23,750–$32,444
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$91,749/mo short at 20% down; +$119,154/mo rent closes it.
- Break-even price
- $2,839,528
- Break-even rent
- $148,510/mo
- Cashflow at 35% down
- −$76,392/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
81% under asking
$119,154/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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