5922 Rancho Mission Road

5922 Rancho Mission Road

D

San Diego, CA 92108

$460,000

Soft Appraisal Value: $425,600 · 8.1% above estimate

Beds

2

Baths

1

Sqft

824

Year Built

1977

Days on Market

73

Property Type

Condo

HOA/mo

$443

MLS ID

PTP2600407

Description

Welcome to this updated 2-bedroom condo in the desirable Rancho Mission Villas community, offering the perfect blend of comfort, convenience, and opportunity. Thoughtfully refreshed with room to personalize, this home provides a great canvas to customize to your own style and preferences. Located in the heart of Mission Valley, you’ll enjoy easy access to shopping, Snapdragon Stadium, dining, and major freeways—making commuting and entertainment effortless. The community boasts an impressive array of amenities, including a fitness center, tennis courts, clubhouse, and two resort-style pool areas, ideal for hosting gatherings with family and friends. Experience the energy and convenience of Mission Valley living in a dynamic, well-established community. An excellent opportunity for an affordable home in a central San Diego location.

Mortgage Calculator

Est. Monthly Payment

$3,363

Principal & Interest$2,326
Property Tax$460
Insurance$134
HOA$443
%($92,000)
%

Investment Score

6D
Est. Monthly Rent
$2,821
Monthly Cashflow

Rent − PITI − HOA

$-542
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,574

Mortgage (P+I)
$2,326
Cap Rate
1.96%
Cash-on-Cash
-20.53%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.84
Break-even Rent
$4,865

NOI (Annual)
$9,022
Price-to-Rent

Lower = better for investors

13.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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