5709 Old Memory Lane
Ctop 80%San Diego, CA 92114
One license per person in San Diego: whether you can hold it depends on you, not only the home.
7 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,639/mo full cashflow at 20% down, 7.36% rate.
Works at $428,827 (53% under asking), or at 79% down.
Rent $4,256/mo from 27 leases of houses within 2 mi, size-adjusted ($3,629–$4,173).
Beds
5
Baths
2.5
Sqft
1,522
Year Built
1975
Days on Market
55
Property Type
Single Family
HOA/mo
N/A
MLS ID
260022942SD
This property is in San Diego (92114). Browse neighborhood analytics →
About This Property
Beautifully remodeled 5-bedroom, 3-bath home with stunning sunset views of the Coronado Bay Bridge and San Diego skyline. The functional floor plan offers one bedroom and full bath downstairs, with four additional bedrooms and two baths upstairs. Upgrades include a remodeled kitchen with white shaker cabinets, quartz countertops, stainless steel appliances, modern fixtures, updated bathrooms, new flooring, windows, A/C, and furnace. Located near the end of a cul-de-sac on a spacious lot, the backyard is ideal for entertaining and enjoying the views. Low-maintenance landscaping and proximity to Emerald Hills Park provide added convenience and easy access to outdoor recreation.
Mortgage Calculator
Est. Monthly Payment
$6,162
Location
Loading map...
Zoned Schools
Elementary
Johnson Elementary · grades PK-5 · San Diego Unified
Middle
Millennial Tech Middle · grades 6-8 · San Diego Unified
High
Lincoln High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,256
Comp Average
$4,068
5672 Santa Margarita
5bd / 2ba · 1,414 sqft · Single Family
$699K
Est. $4,316/mo
335 Dolo St.
4bd / 2.5ba · 1,461 sqft · Single Family
$795K
Est. $3,884/mo
7615 Jamacha
4bd / 3ba · 1,500 sqft · Single Family
$849K
Est. $4,152/mo
8181 Brennan St
5bd / 2ba · 1,568 sqft · Single Family
$899K
Est. $4,058/mo
6103 Federal Blvd
5bd / 3ba · 1,333 sqft · Single Family
$925K
Est. $3,930/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
27 leases of houses within 2 mi, size-adjusted · $3,629–$4,173
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,639/mo short at 20% down; 79% down or +$4,726/mo rent closes it.
- Break-even price
- $428,827
- Break-even rent
- $8,982/mo
- Cashflow at 35% down
- −$2,703/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
53% under asking
$4,726/mo above the estimate
$714,950 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator