1 / 20

7615 Jamacha

Btop 30%

San Diego, CA 92114

$849,000

NEW — 0d

STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

6 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 6, 2026.

Pass at asking: -$3,350/mo full cashflow at 20% down, 7.43% rate.

Works at $412,906 (51% under asking), or at 77% down.

Rent $4,118/mo from 15 leases of 3–5 bed houses within 2 mi ($3,849–$4,331).

Beds

Baths

Sqft

1,500

Year Built

1961

Days on Market

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2608247

This property is in San Diego (92114). Browse neighborhood analytics →

Virtual Tour

About This Property

Fully permitted detached ADU plus approved and paid plans for a 3rd unit!! Completely updated and ready to go. The main home is a 3-bedroom, 2-bath residence. The detached 1-bedroom ADU has its own private entrance and parking! Both units have all-new appliances, and the property has new plumbing and electrical throughout plus paid-off solar. Enjoy an entertainer’s dream backyard with a deck and low-maintenance turf. Plans for a studio 3rd unit are approved and paid for, so a buyer skips the design costs and the wait. Live in one unit and rent the others, or build out the studio and hold all three as an income property.

Mortgage Calculator

Est. Monthly Payment

$5,813

Principal & Interest$4,717

Property Tax$849

Insurance$248

Down Payment

%($169,800)

Interest Rate

Loan Term

Location

Loading map...

Zoned Schools

Elementary
Audubon K-8 · grades K-8 · San Diego Unified
Middle
Bell Middle · grades 6-8 · San Diego Unified
High
Morse High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$4,118

Comp Average

$3,990

240 Ledgewood Ln

4bd / 1.5ba · 1,544 sqft · Single Family

$770K

Est. $4,075/mo

7977 Pala St.

4bd / 2ba · 1,563 sqft · Single Family

$790K

Est. $4,116/mo

335 Dolo St.

4bd / 2.5ba · 1,461 sqft · Single Family

$795K

Est. $4,120/mo

7432 Ledgewood

4bd / 2ba · 1,475 sqft · Single Family

$800K

Est. $3,915/mo

863 Ginna

3bd / 2ba · 1,504 sqft · Single Family

$785K

Est. $3,726/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

39B

Est. Monthly Rent

$4,118

15 leases of 3–5 bed houses within 2 mi · $3,849–$4,331

Blended 50/50 with the zip's market median ($4,195)

Monthly Cashflow

Rent − PITIA

-$1,696

Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,350

What would make this work?

$3,350/mo short at 20% down; 77% down or +$4,351/mo rent closes it.

Break-even price: $412,906
Break-even rent: $8,469/mo
Cashflow at 35% down: −$2,466/mo
Down payment to break even: 77%
Rate to break even: Not reachable

Mortgage (P+I)

$4,717

Cap Rate

2.22%

Cash-on-Cash

-23.68%

DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)

$18,867

Price-to-Rent

Lower = better for investors

17.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator

BCashflow−$3,350/mo