5672 Santa Margarita
Atop 10%San Diego, CA 92114
One license per person in San Diego: whether you can hold it depends on you, not only the home.
23 licensed short-term rentals within ½ mile (15 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$2,019/mo full cashflow at 20% down, 7.36% rate.
Works at $434,840 (38% under asking), or at 62% down.
Rent $4,316/mo from 12 leases of houses within 1 mi, size-adjusted ($3,493–$3,946).
Beds
5
Baths
2
Sqft
1,414
Year Built
1961
Days on Market
1
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2608351
This property is in San Diego (92114). Browse neighborhood analytics →
About This Property
Welcome to 5672 Santa Margarita Street! Located at the end of a quiet cul-de-sac in San Diego's Valencia Park neighborhood, this single-story home offers 1,414 sq. ft. of living space with 4 bedrooms, 2 full bathrooms, and an optional 5th bedroom or office with French doors. The home features an open living and dining area with a kitchen island and a functional layout. Sitting on a hillside, the property offers neighborhood views, a spacious backyard, and a large concrete patio with plenty of room for outdoor entertaining. Additional features include an attached two-car garage and a private front entry. Located near shopping, schools, and major freeways, this home offers a great opportunity.
Mortgage Calculator
Est. Monthly Payment
$4,759
Location
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Zoned Schools
Elementary
Valencia Park Elementary · grades PK-5 · San Diego Unified
Middle
Knox Middle · grades 6-8 · San Diego Unified
High
Lincoln High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,316
Comp Average
$4,042
5228 San Bernardo Terrace
4bd / 2ba · 1,325 sqft · Single Family
$775K
Est. $3,812/mo
7615 Jamacha
4bd / 3ba · 1,500 sqft · Single Family
$849K
Est. $4,152/mo
5709 Old Memory Lane
5bd / 2.5ba · 1,522 sqft · Single Family
$905K
Est. $4,256/mo
8181 Brennan St
5bd / 2ba · 1,568 sqft · Single Family
$899K
Est. $4,058/mo
6103 Federal Blvd
5bd / 3ba · 1,333 sqft · Single Family
$925K
Est. $3,930/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of houses within 1 mi, size-adjusted · $3,493–$3,946
Blended 50/50 with the zip's market median ($4,923)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,019/mo short at 20% down; 62% down or +$2,622/mo rent closes it.
- Break-even price
- $434,840
- Break-even rent
- $6,938/mo
- Cashflow at 35% down
- −$1,296/mo
- Down payment to break even
- 62%
- Rate to break even
- 1.15%
38% under asking
$2,622/mo above the estimate
$433,380 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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