
550 Front Street #1501
Dbottom 20%San Diego, CA 92101
92 licensed short-term rentals within ½ mile (78 whole home), from the cities' license and permit lists of Nov 11, 2026.
No unit in this 58-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$13,881/mo full cashflow at 20% down, 7.43% rate.
Works at $291,592 (86% under asking); even all cash loses money at asking.
Rent $5,485/mo from 1 lease in this building (±1 bed).
Beds
2
Baths
2.5
Sqft
1,676
Year Built
2005
Days on Market
91
Property Type
Condo
HOA/mo
$1,983.95
MLS ID
260019251SD
This property is in San Diego (92101). View neighborhood stats →
About This Property
FOUR DESIGNATED PARKING SPACES — an uncommon luxury within the downtown market — offered with Residence 1501 at The Pinnacle Marina Tower, one of downtown San Diego's most distinguished luxury high-rises. With 10-foot ceilings and floor-to-ceiling windows, this sophisticated corner residence frames sweeping bay views and opens to two expansive private patios. A newly remodeled fireplace serves as an elegant focal point within the refined living space, complemented by brand-new quartz countertops, fresh paint throughout, and updated fixtures. The thoughtfully designed split-bedroom floor plan features a versatile guest bedroom with a Murphy bed (included with sale), a primary suite complete with his-and-her closets, and a bonus half bath for guests. Residents of Pinnacle Marina Tower enjoy resort-caliber amenities, including a 95-foot lap pool, hot tub, sauna, steam room, fitness center, resident lounge with billiards and boardroom, concierge service, guest suite, guest parking, and an on-site management team. Ideally situated adjacent to the Children's Museum and Park, this luxury high-rise offers effortless access to the MLK Path, Seaport Village, the Gaslamp Quarter, and the San Diego Bay waterfront. A rare combination of luxury, location, and parking — presented in one extraordinary home.
Mortgage Calculator
Est. Monthly Payment
$16,356
Location
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Zoned Schools
Elementary
Washington Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,485
Comp Average
$6,117
1199 Pacific Highway
2bd / 2ba · 1,684 sqft · Condo
$2.00M
Est. $7,000/mo
550 Front St.
2bd / 2.5ba · 1,676 sqft · Condo
$2.38M
Est. $5,485/mo
550 Front Street
2bd / 2.5ba · 1,676 sqft · Condo
$2.50M
Est. $4,826/mo
1205 Pacific Hwy
2bd / 2ba · 1,675 sqft · Condo
$1.60M
Est. $5,951/mo
1388 Kettner Blvd
2bd / 2ba · 1,685 sqft · Condo
$2.19M
Est. $7,325/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
1 lease in this building (±1 bed)
Blended 50/50 with a property-level estimate
Thin data: only 1 lease behind this number.
A property-level estimate runs more than 25% above what comparable homes leased for ($4,826). Treat this rent with extra care.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$13,881/mo short at 20% down; +$18,028/mo rent closes it.
- Break-even price
- $291,592
- Break-even rent
- $23,513/mo
- Cashflow at 35% down
- −$11,695/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
86% under asking
$18,028/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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