550 Front St. #1808
Dbottom 20%San Diego, CA 92101
92 licensed short-term rentals within ½ mile (78 whole home), from the cities' license and permit lists of Nov 10, 2026.
No unit in this 58-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$15,999/mo full cashflow at 20% down, 7.43% rate.
Works at $291,991 (88% under asking); even all cash loses money at asking.
Rent $5,485/mo from 1 lease in this building (±1 bed).
Beds
2
Baths
2.5
Sqft
1,676
Year Built
2005
Days on Market
93
Property Type
Condo
HOA/mo
$1,981
MLS ID
260019507SD
This property is in San Diego (92101). View neighborhood stats →
About This Property
Located on the SW corner of the prestigious Executive 18th floor, this premier 2-bed, 2.5-bath residence at The Pinnacle Marina Tower showcases breathtaking sit-down views spanning the San Diego Bay and Pacific Ocean. Expansive 10+ foot ceilings, elegant marble floors, and dramatic floor-to-ceiling windows flood the open-concept interior with natural light, perfectly framing the ever-changing coastal panorama.The chef’s kitchen features Sub-Zero and Bosch appliances, sleek Italian-style cabinetry, wine cooler, and refined finishes throughout. Two private balconies offer ideal vantage points for spectacular views of the ocean and city- perfect for morning coffee at sunrise and evening sunsets. The combination of floor plan, elevation, and southwest orientation is among the most desirable in all Downtown San Diego—and rarely becomes available.
Mortgage Calculator
Est. Monthly Payment
$18,243
Location
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Zoned Schools
Elementary
Washington Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,485
Comp Average
$6,337
550 Front Street
2bd / 2.5ba · 1,676 sqft · Condo
$2.50M
Est. $4,826/mo
550 Front Street
2bd / 2.5ba · 1,676 sqft · Condo
$2.10M
Est. $5,485/mo
1199 Pacific Highway
2bd / 2ba · 1,684 sqft · Condo
$2.00M
Est. $7,000/mo
1388 Kettner Blvd
2bd / 2ba · 1,685 sqft · Condo
$2.19M
Est. $7,330/mo
1388 Kettner Blvd
2bd / 2ba · 1,705 sqft · Condo
$2.40M
Est. $7,045/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
1 lease in this building (±1 bed)
Blended 50/50 with a property-level estimate
Thin data: only 1 lease behind this number.
A property-level estimate runs more than 25% above what comparable homes leased for ($4,826). Treat this rent with extra care.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$15,999/mo short at 20% down; +$20,778/mo rent closes it.
- Break-even price
- $291,991
- Break-even rent
- $26,263/mo
- Cashflow at 35% down
- −$13,525/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
88% under asking
$20,778/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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