5485 Vista Del Dios
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5485 Vista Del Dios

C

Carmel Valley, CA 92130

$2,999,999

Beds

5

Baths

3.5

Sqft

3,428

Year Built

1990

Days on Market

50

Property Type

Condo

HOA/mo

$592

MLS ID

260011914SD

This property is in Carmel Valley (92130). View neighborhood stats →

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About This Property

Located behind the gates of the highly desirable Senterra community, this beautifully maintained 5-bedroom, 3.5-bath residence offering sweeping views, elegant living spaces, and a warm, inviting atmosphere throughout. Thoughtfully updated over the years, the home blends timeless comfort with modern touches and exceptional pride of ownership. The heart of the home is a beautiful modern kitchen that opens effortlessly into the main living spaces, creating an ideal layout for both entertaining and everyday living. Expansive windows fill the home with natural light while showcasing the surrounding views and beautifully manicured backyard. The spacious primary suite features a private view deck — the perfect place to enjoy morning coffee or unwind with sunset views. Additional highlights include a luxurious steam shower, generous living spaces, seamless indoor-outdoor flow, and a custom Dolby home theater that creates a true cinematic experience from the comfort of home. With its elevated setting, beautiful grounds, and refined yet comfortable feel, this is a rare opportunity to own a special home in one of the area’s most sought-after gated communities.

Mortgage Calculator

Est. Monthly Payment

$19,637

Principal & Interest$15,170
Property Tax$3,000
Insurance$875
HOA$592
%($600,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$6,995
Monthly Cashflow

Rent − PITIA

$-12,642
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,750

Mortgage (P+I)
$15,170
Cap Rate
-0.63%
Cash-on-Cash
-33.50%
DSCR

Need ≥ 1.25 for DSCR loan

0.36
Break-even Rent
$28,749

NOI (Annual)
$-18,970
Price-to-Rent

Lower = better for investors

35.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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