13788 Torrey Del Mar Dr
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13788 Torrey Del Mar Dr

D

Carmel Valley, CA 92130

$2,249,000
NEW — 0d

Soft Appraisal Value: $2,186,100 · 2.9% above estimate

Beds

4

Baths

4.5

Sqft

3,346

Year Built

2003

Days on Market

0

Property Type

Single Family

HOA/mo

$71

MLS ID

260012908SD

This property is in Carmel Valley (92130). View neighborhood stats →

About This Property

Elegant living in the highly sought-after Torrey Del Mar neighborhood of Carmel Valley! This beautifully upgraded home offers 4 bedrooms, 4.5 bathrooms, and a spacious 3-car tandem garage with abundant storage. Step through the impressive high-ceiling foyer into a bright, inviting floor plan featuring dramatic two-story ceilings in the living room, creating a grand first impression. Gorgeous travertine flooring extends throughout the entire main level and all bathrooms, complemented by premium plantation shutters. The formal dining room features French doors on both sides, opening to two separate patios for seamless indoor-outdoor living. The upgraded chef’s kitchen showcases quartz countertops with full backsplash, stainless steel appliances, and modern finishes. The main level includes a desirable en-suite bedroom with a full bath. Upstairs, the spacious primary suite offers a private retreat with a cozy fireplace, dual “his and hers” walk-in closets, dual vanities, soaking tub, and shower. The upper level also includes an bonus room, office and laundry room. Two additional bedrooms both feature walk-in closets and full baths. Additional highlights include a new water heater, recently updated low-maintenance backyard landscaping perfect for relaxing or entertaining, and low HOA fees. Ideally located just steps from Torrey Del Mar Park and minutes from The Village at Pacific Highlands Ranch, with convenient access to parks, top-rated schools, shopping, dining, and major freeway access. Welcome home!

Mortgage Calculator

Est. Monthly Payment

$14,348

Principal & Interest$11,372
Property Tax$2,249
Insurance$656
HOA$71
%($449,800)
%

Location

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Investment Score

6D
Est. Monthly Rent
$7,852
Monthly Cashflow

Rent − PITIA

$-6,496
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,176

Mortgage (P+I)
$11,372
Cap Rate
0.64%
Cash-on-Cash
-27.15%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$21,068

NOI (Annual)
$14,350
Price-to-Rent

Lower = better for investors

23.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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