12666 Futura St.
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12666 Futura St.

C

Carmel Valley, CA 92130

$2,099,000
NEW — 2d

Soft Appraisal Value: $2,050,600 · 2.4% above estimate

Beds

4

Baths

2.5

Sqft

1,819

Year Built

1987

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260015625SD

This property is in Carmel Valley (92130). View neighborhood stats →

About This Property

Properties on Futura Street rarely come to market, and 12666 arrives as one of the most comprehensively upgraded homes in Carmel Valley. No HOA, move in ready and walking distance to all the best schools in the area like Torrey Pines High School and Carmel Creek Elementary. Recent improvements span every system in the home: 20 paid solar panels, a new 50 year concrete tile roof, new heat pump, HVAC with full duct replacement, upgraded electrical panel and water heater, Tesla charger, and smart thermostat. The interior was remodeled with the same level of intention. Both the kitchen and bathrooms had extensive renovations, luxury vinyl plank flooring, vaulted ceilings, recessed lighting, French doors, double paned windows, updated closets in the primary suite, and a marble vanity. Outside, a spa, pergola, retractable patio awning, and new fruit trees complete a backyard built for true Carmel Valley living. The garage has an epoxied floor, new ceiling and wall storage, and a new garage door. Rarely available, extensively upgraded, and genuinely an exceptional property.

Mortgage Calculator

Est. Monthly Payment

$13,325

Principal & Interest$10,614
Property Tax$2,099
Insurance$612
%($419,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,426
Monthly Cashflow

Rent − PITIA

$-7,899
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,896

Mortgage (P+I)
$10,614
Cap Rate
-0.16%
Cash-on-Cash
-31.15%
DSCR

Need ≥ 1.25 for DSCR loan

0.41
Break-even Rent
$19,576

NOI (Annual)
$-3,386
Price-to-Rent

Lower = better for investors

32.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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