6710 Monterra Trail
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6710 Monterra Trail

C

Carmel Valley, CA 92130

$2,349,000
NEW — 6d

Soft Appraisal Value: $2,285,200 · 2.8% above estimate

Beds

5

Baths

4.5

Sqft

2,824

Year Built

2015

Days on Market

6

Property Type

Single Family

HOA/mo

$245

MLS ID

NDP2606236

This property is in Carmel Valley (92130). View neighborhood stats →

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About This Property

Stunning 5-bed, 4.5-bath Pacific Highlands Ranch home offering 2,824 sq ft of refined living in coveted Carmel Valley. The chef's dream kitchen features rich espresso raised-panel cabinetry, striking granite countertops, large seating island, double wall ovens, built-in microwave, 5-burner gas cooktop, and stone mosaic backsplash. Warm hardwood floors flow through the expansive open-concept first floor including the dining and living areas — bathed in natural light and designed for effortless everyday living. The California Room opens directly to both the dining and living areas for seamless indoor-outdoor entertaining year-round. A bonus room adjacent to the kitchen awaits your vision – convert it to a prep kitchen, wine cellar, or keep it as a private office. Two main-level bedrooms — including a private en-suite bedroom and a versatile flex room near the entry — offer exceptional multigenerational flexibility. Upstairs, the spa-inspired primary suite has separate shower and soaking tub, as well as high-end custom walk-in closet. Custom tilework in all baths, built-ins throughout, plush carpet and a spacious family room, and oversized laundry with ample storage complete the upper level. Leased solar. Close proximity to top-rated schools, The Village at PHR, parks, and trails. Community pool to maximize the Southern California lifestyle.

Mortgage Calculator

Est. Monthly Payment

$15,157

Principal & Interest$11,878
Property Tax$2,349
Insurance$685
HOA$245
%($469,800)
%

Location

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Investment Score

2D
Est. Monthly Rent
$7,319
Monthly Cashflow

Rent − PITIA

$-7,838
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,479

Mortgage (P+I)
$11,878
Cap Rate
0.20%
Cash-on-Cash
-29.32%
DSCR

Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$22,226

NOI (Annual)
$4,790
Price-to-Rent

Lower = better for investors

26.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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