
5459 Caminito Borde
Ctop 80%San Diego, CA 92108
1 licensed short-term rental within ½ mile (0 whole home), from the cities' license and permit lists of Nov 11, 2026.
None of the 146 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$4,688/mo full cashflow at 20% down, 7.43% rate.
Works at $339,674 (64% under asking), or at 92% down.
Rent $4,401/mo from 20 leases of 3-bed houses within 2 mi ($4,358–$5,059).
Beds
3
Baths
2.5
Sqft
1,750
Year Built
1978
Days on Market
96
Property Type
Single Family
HOA/mo
$780
MLS ID
260019287SD
This property is in San Diego (92108). View neighborhood stats →
About This Property
Beautifully maintained open-concept home in the highly desirable Kensington area featuring 3 bedrooms and 2.5 bathrooms. The main living space flows seamlessly into a beautifully updated kitchen with upgraded appliances, custom cabinetry, and additional pantry storage. The flexible multi-level floor plan offers spacious secondary bedrooms, including one with a private balcony, while the secluded top-floor primary suite features its own private deck, a large ensuite bathroom, and walk-in closet. A standout feature of the home is the finished loft space off one of the bedrooms, offering more than 300 square feet of additional usable space not included in the listed square footage perfect for a home office, playroom, gym, or creative retreat. Additional highlights include a private backyard, multiple balconies, abundant natural light, an attached 2-car garage, and driveway parking. The community features beautifully landscaped grounds, two pools, a spa, clubhouse, ample guest parking, and scenic walking trails. One of the most unique aspects of this property is the direct walking path access into the heart of Kensington, placing popular restaurants, coffee shops, and neighborhood favorites just moments away.
Mortgage Calculator
Est. Monthly Payment
$7,285
Location
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Zoned Schools
Elementary
Franklin Elementary · grades K-5 · San Diego Unified
Middle
Lewis Middle · grades 6-8 · San Diego Unified
or Wilson Middle · grades 6-8 · San Diego Unified
Choice area: the district lets families here pick either school.
High
Henry High · grades 9-12 · San Diego Unified
or Hoover High · grades 9-12 · San Diego Unified
Choice area: the district lets families here pick either school.
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,401
Comp Average
$4,625
2656 Villas Way
3bd / 2.5ba · 1,425 sqft · Single Family
$915K
Est. $4,518/mo
2625 Villas Way
3bd / 2.5ba · 1,425 sqft · Single Family
$929K
Est. $4,518/mo
2661 Villas
2bd / 2.5ba · 1,435 sqft · Single Family
$900K
Est. $4,225/mo
8337 Summit Way
3bd / 3.5ba · 2,092 sqft · Single Family
$1.30M
Est. $5,122/mo
4205 Caminito Pintoresco
3bd / 2.5ba · 1,748 sqft · Single Family
$1.06M
Est. $4,741/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
20 leases of 3-bed houses within 2 mi · $4,358–$5,059
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,688/mo short at 20% down; 92% down or +$6,088/mo rent closes it.
- Break-even price
- $339,674
- Break-even rent
- $10,489/mo
- Cashflow at 35% down
- −$3,698/mo
- Down payment to break even
- 92%
- Rate to break even
- Not reachable
64% under asking
$6,088/mo above the estimate
$873,999 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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