
2656 Villas Way
Ctop 80%San Diego, CA 92108
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 9, 2026.
No unit in this 36-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$3,870/mo full cashflow at 20% down, 7.43% rate.
Works at $411,146 (55% under asking), or at 81% down.
Rent $4,518/mo from 8 leases of 3-bed houses within 1 mi ($4,440–$4,734).
Beds
3
Baths
2.5
Sqft
1,425
Year Built
2004
Days on Market
47
Property Type
Single Family
HOA/mo
$321
MLS ID
260023380SD
This property is in San Diego (92108). View neighborhood stats →
About This Property
Seller will consider a 2-1 buydown. Enjoy the privacy of a detached home with the convenience of resort-style community living! Located within the gated Escala community, this 3-bedroom, 2.5-bath detached condo offers approximately 1,425 square feet of living space with no shared walls, a private outdoor patio, and an attached two-car garage. Inside, a thoughtfully designed floor plan features inviting living spaces, a cozy fireplace, new carpeting, updated recessed LED lighting, and central air conditioning. The private patio extends the living space outdoors, providing an ideal setting for dining, entertaining, or simply relaxing. Residents of Escala enjoy an exceptional collection of resort-style amenities, including swimming pools, spas, a fitness center, tennis courts, a clubhouse, playground, dog park, and beautifully maintained grounds. Centrally located in San Diego's Mission Valley neighborhood, this home offers convenient access to shopping, dining, Fashion Valley, Snapdragon Stadium, major freeways, and San Diego's beautiful beaches. Whether you're looking for a primary residence, second home, or a low-maintenance San Diego property, 2656 Villas Way offers a compelling combination of privacy, comfort, and community amenities in one of Mission Valley's most convenient locations.
Mortgage Calculator
Est. Monthly Payment
$6,586
Location
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Zoned Schools
Elementary
Juarez Elementary · grades K-5 · San Diego Unified
Middle
Taft Middle · grades 6-8 · San Diego Unified
High
Kearny Digital Media & Design · grades 9-12 · San Diego Unified
or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified
or Kearny College Connections · grades 9-12 · San Diego Unified
or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified
Choice area: the district lets families here pick either school.
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
4 comps foundThis Property
$4,518
Comp Average
$4,471
2625 Villas Way
3bd / 2.5ba · 1,425 sqft · Single Family
$929K
Est. $4,518/mo
2661 Villas
2bd / 2.5ba · 1,435 sqft · Single Family
$900K
Est. $4,225/mo
5459 Caminito Borde
3bd / 2.5ba · 1,750 sqft · Single Family
$950K
Est. $4,401/mo
4205 Caminito Pintoresco
3bd / 2.5ba · 1,748 sqft · Single Family
$1.06M
Est. $4,741/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3-bed houses within 1 mi · $4,440–$4,734
Blended 50/50 with the zip's market median ($4,501)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,870/mo short at 20% down; 81% down or +$5,026/mo rent closes it.
- Break-even price
- $411,146
- Break-even rent
- $9,544/mo
- Cashflow at 35% down
- −$2,917/mo
- Down payment to break even
- 81%
- Rate to break even
- Not reachable
55% under asking
$5,026/mo above the estimate
$741,150 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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