2661 Villas
Ctop 80%San Diego, CA 92108
Pass at asking: -$4,288/mo full cashflow at 20% down, 7.43% rate.
Works at $341,530 (62% under asking), or at 89% down.
Rent $3,824/mo from 11 leases of 1–3 bed houses within 1 mi ($4,414–$4,663).
Beds
2
Baths
2.5
Sqft
1,435
Year Built
2004
Days on Market
0
Property Type
Single Family
HOA/mo
$321
MLS ID
260026449SD
This property is in San Diego (92108). View neighborhood stats →
About This Property
To know Escala is to love Escala! A fully detached home in the gated Villas at Escala community, where you get the space and privacy of a single-family home with resort-style living amenities and a low HOA. Step inside to a thoughtfully designed floor plan with two separate living areas beaming with natural light throughout. The open kitchen is a showpiece, with beautiful cabinetry and statement glass-front cabinets that add character and display space. Cozy up by the fireplace with custom added hidden storage. Both bedrooms are true ensuites, each with its own private bath. A bonus space offers flexibility as an optional third bedroom, home office, or guest room. Outside, the private yard is one of the largest in the entire community--a rare find here! It's ready for gardening, pets, outdoor dining, or entertaining. Your low monthly HOA also features a pool, spa, fitness center, clubhouse, tennis courts, playground, and dog park for you to enjoy! All of this is minutes from Mission Valley's shopping, dining, and freeway access. A detached home with a standout yard and resort amenities at this price of entry is a rare opportunity.
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Est. Monthly Payment
$6,483
Location
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Comparable Properties
4 comps foundThis Property
$3,824
Comp Average
$4,568
2656 Villas Way
3bd / 2.5ba · 1,425 sqft · Single Family
$915K
Est. $4,564/mo
2625 Villas Way
3bd / 2.5ba · 1,425 sqft · Single Family
$929K
Est. $4,564/mo
5459 Caminito Borde
3bd / 2.5ba · 1,750 sqft · Single Family
$950K
Est. $4,401/mo
4205 Caminito Pintoresco
3bd / 2.5ba · 1,748 sqft · Single Family
$1.06M
Est. $4,741/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 1–3 bed houses within 1 mi · $4,414–$4,663
Blended 50/50 with the zip's market median ($3,101)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,288/mo short at 20% down; 89% down or +$5,568/mo rent closes it.
- Break-even price
- $341,530
- Break-even rent
- $9,392/mo
- Cashflow at 35% down
- −$3,350/mo
- Down payment to break even
- 89%
- Rate to break even
- Not reachable
62% under asking
$5,568/mo above the estimate
$800,911 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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