
507 Avenida Centro #104
Btop 30%Chula Vista, CA 91910
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$3,118/mo full cashflow at 20% down, 7.43% rate.
Works at $349,833 (54% under asking), or at 80% down.
Rent $3,879/mo from 10 leases of 2–4 bed condos & townhomes within 1 mi ($3,379–$3,627).
Beds
3
Baths
2.5
Sqft
1,696
Year Built
2026
Days on Market
110
Property Type
Condo
HOA/mo
$300
MLS ID
NDP2606987
This property is in Chula Vista (91910). Browse neighborhood analytics →
About This Property
This stunning new 2-story townhome in the vibrant Citrus Bay community of Chula Vista is packed with style! It features 3 bedrooms, 2.5 modern bathrooms and 1,696 square feet of living space. Enjoy a private patio with vinyl fencing and a gate, perfect for outdoor entertaining. When you walk in, you will see the spacious, open floorplan with large kitchen island open to the living area. Beyond the kitchen you'll find the pantry, coat closet with ample storage space and half-bath for guests. The two secondary bedrooms upstairs are separated from the primary bedroom by a spacious laundry room featuring a laundry sink and linen storage across the hallway. There's a deck off of the primary bedroom offering a great little spot to relax. The home has beautiful finishes throughout-including sleek white soft-close cabinetry, quartz countertops with full tile kitchen backsplash, 5-burner gas range, microwave hood, dishwasher & built-in trash/recycle bin. The entire first floor features beautifully upgraded luxury vinyl plank flooring, with upgraded carpet in the upstairs bedrooms & ceramic tile in the upstairs bathrooms & laundry room. The attached 2-car garage has some extra space for storage. Just 1 mile from the scenic bay and near the Luxurious Gaylord Pacific Resort, this home places you in the heart of Chula Vista with walkable access to restaurants, the Chula Vista Center Mall, and more. Beyond the home itself, the community offers a beautiful sparkling pool, BBQ area and a future Citrus Bay park, perfect for downtime or playtime with family and friends. New construction just completed! Professionally decorated model home represented in the photos.
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Est. Monthly Payment
$5,476
Location
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Comparable Properties
5 comps foundThis Property
$3,879
Comp Average
$3,369
508 Avenida Centro
2bd / 2.5ba · 1,384 sqft · Condo
$640K
Est. $3,274/mo

505 Avenida Centro
3bd / 2.5ba · 1,776 sqft · Condo
$764K
Est. $3,953/mo
376 Center St.
3bd / 2.5ba · 1,669 sqft · Condo
$650K
Est. $3,405/mo
413 Sanibelle Circle
3bd / 3ba · 1,570 sqft · Townhouse
$675K
Est. $3,034/mo
833 Coriander Court
2bd / 2ba · 1,677 sqft · Condo
$750K
Est. $3,177/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 2–4 bed condos & townhomes within 1 mi · $3,379–$3,627
Blended 50/50 with a property-level estimate
A property-level estimate runs more than 25% above what comparable homes leased for ($3,430). Treat this rent with extra care.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,118/mo short at 20% down; 80% down or +$4,050/mo rent closes it.
- Break-even price
- $349,833
- Break-even rent
- $7,929/mo
- Cashflow at 35% down
- −$2,331/mo
- Down payment to break even
- 80%
- Rate to break even
- Not reachable
54% under asking
$4,050/mo above the estimate
$604,720 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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