376 Center St. #149
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376 Center St. #149

Btop 30%

Chula Vista, CA 91910

$649,900
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,910/mo full cashflow at 20% down, 7.43% rate.

Works at $271,067 (58% under asking), or at 85% down.

Rent $3,405/mo from 11 leases of 2–4 bed condos & townhomes within 1 mi ($3,366–$3,645).

Beds

3

Baths

2.5

Sqft

1,669

Year Built

1981

Days on Market

55

Property Type

Condo

HOA/mo

$540

MLS ID

260022027SD

This property is in Chula Vista (91910). Browse neighborhood analytics →

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About This Property

Quiet, spacious 2 level condo in Chula Vista Village will meet all your expectations on comfort, convenience & price! View of park fr roomy patio w storage just off of large living room w fireplace. Open kitchen w great sized connected dining area. Primary bedroom w ensuite & walk in closet upstairs plus laundry room & plenty of storage. Sunny downstairs bedroom/office. Upgrades thruout incl. wood flooring, baths, fresh paint, mable kitchen counters/cabinets.Park underground w elevator, local facilities i.e. parks, library, restaurants, shops & schools. All of this delightful residence is ready to become your home amidst soothing greenery in the heart of Chula Vista Village Quiet, spacious 2 level condo in the middle of downtown Chula Vista will meet all your expectations on comfort, convenience and price! View of the park from roomy patio w storage just off of large living room w fireplace. Open kitchen with a great sized connected skylighted dining area. Primary bedroom w ensuite and walk in closet upstairs plus laundry room and plenty of storage. Sunny downstairs bedroom/office. Upgrades throughout incl. engineered wood flooring thruout ex tile in Laundry, Kit & baths, fresh paint and Marble kitchen counters/custom cabinets.HOA incl Clubhs w Kitchen/Patio. Easy to park underground w elevator, easy to access local facilities i.e. parks, library, restaurants, shops and schools. All of this delightful residence is ready to become your home amidst soothing greenery in the heart of Chula Vista Village

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Est. Monthly Payment

$4,990

Principal & Interest$3,610
Property Tax$650
Insurance$190
HOA$540
%($129,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Vista Square Elementary · grades PK-6 · Chula Vista Elementary

  • Middle

    Chula Vista Middle · grades 7-8 · Sweetwater Union High

  • High

    Chula Vista Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

37B
Est. Monthly Rent
$3,405

11 leases of 2–4 bed condos & townhomes within 1 mi · $3,366–$3,645

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,585
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,910

What would make this work?

$2,910/mo short at 20% down; 85% down or +$3,779/mo rent closes it.

Break-even price

58% under asking

$271,067
Break-even rent

$3,779/mo above the estimate

$7,184/mo
Cashflow at 35% down
−$2,233/mo
Down payment to break even

$552,415 cash

85%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,610
Cap Rate
1.61%
Cash-on-Cash
-26.87%
DSCR

Need ≥ 1.25 for DSCR loan

0.68

NOI (Annual)
$10,447
Price-to-Rent

Lower = better for investors

15.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,910/mo